15 Difference Between Chase Freedom And Chase Freedom unlimited Credit Card

1. Sign up Bonus:

Chase Freedom:

$150 bonus after you purchase of $500 within first 3 month of account opening.

Chase Freedom Unlimited:

None

2. Rewards:

Chase Freedom:

5 % back on $1500 spent in rotating quarterly categories. 1 % back on everything else.
Chase Freedom Unlimited:

3 % cash back on all purchase up to $20000 first year
Unlimited 1.5 % back on all purchase

3. Annual Fee:

Chase Freedom:

0

Chase Freedom Unlimited:

0

4. Chase Freedom Unlimited is for:

  • People who prefer simplicity.
  •  People who use one card for everything

Chase Freedom is for:

  • People who want to maximize rewards.

5. Foreign Transaction Fee:

Chase Freedom:

3 %

Chase Freedom Unlimited:

3 %

6. Intro Apr:

Chase Freedom:

0 % intro apr for 15 months on purchase and balance transfer.

Chase Freedom Unlimited:

0 % intro apr for 15 months on purchase and balance transfer.

7. Why to choose Chase Freedom:

  •  $150 Bonus
  •  5 % cash back on bonus categories
  •  You are ready to change spending to match bonus categories.
  •  Remember to activate bonus categories.

8. You can use both cards. You can transfer rewards from one card to another. You can use freedom unlimited for everyday purchase and freedom to spend on 5 % bonus categories.

9. $0 fraud Liability:

Chase Freedom:

Yes

Chase Freedom Unlimited:

No

10. If you will consistently spend lot of money on amazon, gas, dining and grocery go for chase freedom. If not go for chase freedom unlimited.

11. Apr:

Chase Freedom:

17.24% – 25.99% Variable APR

Chase Freedom Unlimited:

APR of 17.24% – 25.99% Variable APR

12. Chase Freedom unlimited is for:

  • People who want card with simple term.• People who do not need to tailor spending to bonus category to get good reward rate. • People who prefer good rewards with less efforts.

13. Freedom unlimited come out ahead in first year with 3x rewards up to $20000 spending.

14. Combining with Chase sapphire reserve you can earn up to 3x on freedom unlimited.

15. Chase Freedom:

Best for reward points

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