15 Difference Between Capital One venture And Venture One

1. Bonus:

Capital One Venture:

50000 miles (worth $500 in travel) are spending $3000 on purchase within first 3 months.

Capital One Venture One:

20000 miles (worth $200 in travel) after spending $1000 on purchase within first 3 months of account opening.

2. Annual Fee:

Capital one venture:

$0 for the first year, then $95

Capital One Venture One:

$0

3. Rewards Rate:

Capital One Venture:

2 miles per 1 dollar on general purchase.

10x on hotel booking through hotels.com

Up to $100 credit when you use card to apply for global entry for tsapre approved.

Capital One Venture One:

1.25 miles per Dollar on general purchase.

10x on hotel booking through hotels.com

4. Purchase and Balance Transfer APR:

Capital One Venture:

Purchase: 17.99% – 25.24% (Variable)

Transfer: 17.99% – 25.24% (Variable)

Capital One Venture One:

0 % purchase Apr for First year, Then

14.24% – 24.24% (Variable)

Transfer: 14.24% – 24.24% (Variable)

  1. If you do not like to pay annual fee go for venture one card.
  2. You can go for venture in first year since annual fee is waived off.
  3.  Balance Transfer Fee:

Venture:

No balance transfer fee

Venture One:

No balance transfer fee

8. Foreign Transaction Fee:

Venture

0

Venture One

0

9. Capital One Venture:

For people who spend more than $11800 annual.

Venture One:

For people who spend less than $7867 annually.

10. If you are planning to buy big ticket items and want to take advantage of 0 % apr for first 12 month go for venture one.

11. Capital one venture is for someone who is looking for large sign up bonus and flexible travel rewards.

12. First Year estimate rewards ($15000 spending)

Capital One Venture Card:

(2%*15000)+$500 (sign up bonus)= $800

Venture One:

(1.25% *15000) +$200(sign up bonus) = $387

  1. Venture one is best for low budget and infrequent travelers.
  2.  Redeeming Rewards:

Venture And Venture One:

Miles can be redeemed as statement credit towards cost of travel purchase, in form of gift card and cash. Rewards does not expire for life time of account.

15. Venture & Venture One:

Free Extended Warranty.

$250,000 travel accident insurance.

Auto rental insurance.

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