10 Difference Between Capital One Spark Cash And Ink Cash

1. Rewards:

Capital One Spark Cash:

Flat 2% cash back on every purchase.

Ink Business Cash Credit Card:

5 % cash back on combined purchase on phone,internet,cable service and at office supply store at each anniversary year up to $25000.
2% cash back at gas station and at restaurant up to $25000 each year.
1% cash back on everything else purchase.

2. Annual Fee:

Capital One Spark Cash:

$95 (waived the first year)
Ink Business Cash Credit Card:

$0

3. Bonus:

Capital One Spark Cash:

$500 when you spend $4500 on purchase within first 3 months.
Earn an additional $1,500 cash back when you spend $50,000 within 6 months of opening account.

Ink Business Cash Credit Card:

$500 bonus when you spend $3000 on purchase within first 3 months.

4. Intro Apr For Purchase & Balance Transfer:

Capital One Spark Cash:

N/A

Ink Business Cash Credit Card:

0% APR for the first 12 months

5. Foreign Transaction Fee:

Capital One Spark Cash:

0%

Ink Business Cash Credit Card:

3%

6. Regular Apr:

19.24% Variable APR for the Capital One® Spark® Cash

Ink Business Cash Credit Card:

15.49% – 21.49% Variable APR.

7. Select ink business cash if:

You spend $100000 a year on office supply, internet,cable and phone purchase.
You do not like annual fee.
You are going to spend a lot in the first 12 months and do not want to pay interest.

8. Transfer Transaction Fee:

Capital One Spark Cash:

None

Ink Business Cash Credit Card:

Either $5 or 5% of the amount of each transfer, whichever is greater.

9. Cash Advance Transaction Fee:

Capital One Spark Cash:

Either $10 or 3% of the amount of each cash advance, whichever is greater.

Ink Business Cash Credit Card:

Either $15 or 5% of the amount of each transaction, whichever is greater.

10. Select Capital One spark cash if

You spend more than $100000 per year.
You do lot of international traveling.
Your business expense is not concentrated around phone, cable purchase, office supply, gas and restaurant.

Chase Ink Business Cash Credit Card Review With Pro And Cons

Capital One Spark Cash For Business Review With Pro And Cons

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