13 Difference Between Discover It and Discover Chrome
|Discover it cash Back:||Discover It Chrome:|
|Rewards rate:||5 % cash back up to $1500 purchase per quarter on rotating categories.
1% Cash Back on everything else
|2% cash back on gas station and restaurant spending up to $1000 spending per quarter
1% cash back on all other purchase
|Annual fee:||No annual fee||No annual fee|
|Introductory APR for Purchases And Balance Transfer:||0% introductory APR for 14 months||0% introductory APR for 14 months|
|Good For:||Rewards maximizers who don’t mind to remember to activate categories each quarter.||People who want simple card that does not need maintenance.
People who want to earn bonus on gas and restaurant.
|Sign-up bonus:||Discover will match all bonus you have earned at end of first year.||Discover will match all bonus you have earned at end of first year.|
|Purchase And Balance Transfer Apr:||14.24% to 25.24% Variable based on your creditworthiness and other factors||14.24% to 25.24% Variable based on your creditworthiness and other factors|
|Min Credit Required:||Excellent or Good||Excellent or Good|
Discover It Cash Back And Discover It Chrome:
Redeem your cash back for any amount, any time. Cash rewards never expire.
Discover it chrome gives you more predictable rewards.
Discover it chrome is better for you if you do not like to remember and activate categories each quarter.
Discover It Cash Back Bonus Categories For 2019:
January – March 2019: Grocery Stores
April – June 2019: Gas Stations, Uber and Lyft
July – September 2019: Restaurants
October – December 2019: Amazon.com
Both cards have same fees, same apr and same credit required.
Both credit cards to provide your FICO® Credit Score on monthly statements, on mobile and online for free.
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