13 Difference Between Discover It and Discover Chrome

1. Rewards rate:

Discover it cash Back:

5 % cash back up to $1500 purchase per quarter on rotating categories.
1% Cash Back on everything else

Discover It Chrome:

2% cash back on gas station and restaurant spending up to $1000 spending per quarter
1% cash back on all other purchase

2. Annual fee:

Discover it cash Back:

No annual fee

Discover It Chrome:

No annual fee

3. Introductory APR for Purchases And Balance Transfer:

Discover it cash Back:

0% introductory APR for 14 months

Discover It Chrome:

0% introductory APR for 14 months

4. Discover it Cash Back is for:

Rewards maximizers who don’t mind to remember to activate categories each quarter.

Discover it Chrome is for:

People who want simple card that does not need maintenance.
People who want to earn bonus on gas and restaurant.

5. Sign-up bonus:

Discover it Cash Back:

Discover will match all bonus you have earned at end of first year.

Discover It Chrome:

Discover will match all bonus you have earned at end of first year.

6. Purchase And Balance Transfer Apr:

Discover it Cash Back:

14.24% to 25.24% Variable based on your creditworthiness and other factors

Discover It Chrome:

14.24% to 25.24% Variable based on your creditworthiness and other factors

7. Min Credit Required:

Discover it Cash Back:

Excellent or Good

Discover It Chrome:

Excellent or Good

8. Discover It Cash Back And Discover It Chrome:

Redeem your cash back for any amount, any time. Cash rewards never expire.

9. Transfer Fee:

Discover It Cash Back:

3%

Discover It Chrome:

3%

10. Discover it chrome gives you more predictable rewards.

11. Discover it chrome is better for you if you do not like to remember and activate categories each quarter.

12. Discover It Cash Back Bonus Categories For 2019:

January – March 2019: Grocery Stores
April – June 2019: Gas Stations, Uber and Lyft
July – September 2019: Restaurants
October – December 2019: Amazon.com

13. Both cards have same fees, same apr and same credit required.

14. Both credit cards to provide your FICO® Credit Score on monthly statements, on mobile and online for free.

Discover It Cash Back Review With Pro And Cons

Discover It Chrome Card Review With Pro And Cons

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13 Difference Between Discover It Cash Back And Chase Freedom Unlimited

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