14 Difference Between Capital one Venture And Chase Sapphire Preferred
If you want quick rewards chase sapphire is better. It offers better sign up bonus.
If you are frequent traveler venture is the way to go. Venture offers double miles on all purchase while chase sapphire offers double points only on travel and dining purchase.
|Capital One Venture Rewards Credit Card||Chase Sapphire Preferred Card:|
|Annual Fee:||$0 intro for the first year, $95 after that||$95|
|Sign-Up Bonus:||50,000 miles (worth $500 when used on travel ) after spending $3000 in first 3 months.||60,000 ($750 when redeemed through chase ultimate rewards) points after spending $4000 in first 3 months.|
|Rewards:||2 miles per dollar on general purchase.
Miles are worth 1 cent when redeemed for travel giving you reward rate of 2 % on everything.
|2 point per dollar on travel and dining.
1 point per dollar on general purchase.
Points are worth 1 cent but when you redeem it for travel through chase their value raised to 1.25 cents.
|Foreign Transaction Fee:||$0||$0|
|Min Credit Required:||Excellent or Good||Excellent|
|Regular APR:||17.99% – 25.24% (V)||18.24% – 25.24% (V)|
|Cash Advance Fee:||3% (min $10)||5 % (min $10)|
The Venture card offers a fee credit for a Global Entry or TSA PreCheck application every four years.
Sapphire preferred offers more extensive travel protections, including trip delay and baggage delay reimbursement.
Capital one venture is better and simple to use for average card holder.
Chase Sapphire Preferred:
1:1 point transfer to leading airline and hotel loyalty programs
Chase sapphire preferred card is best for frequent traveler and hotel reward fans.
Chase Sapphire cards transfer options:
|Transfer option||Point value||Value of 60,000-point sign-up bonus|
|British Airways transfer||2.29 cents||$1,374|
|Singapore Airlines transfer||2.17 cents||$1,302|
|Southwest Airlines transfer||1.57 cents||$942|
If you do not mind to book through a portal and transferring point to a travel partner, chase sapphire preferred is better. If you prefer to book how ever you want and pay with rewards later capital one venture is better fit.
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