14 Difference Between Capital one Venture And Chase Sapphire Preferred

1. Fees:

Capital One Venture Rewards Credit Card

$0 intro for the first year, $95 after that

Chase Sapphire Preferred Card:

$95

2. Sign-Up Bonus:

Capital One Venture:

50,000 miles (worth $500 when used on travel ) after spending $3000 in first 3 months.

Chase Sapphire Preferred Card:

60,000 ($750 when redeemed through chase ultimate rewards) points after spending $4000 in first 3 months.

3. Rewards:

Capital One Venture:

10 miles per dollar spend on hotel room through hotels.com through January 2020.
2 miles per dollar on general purchase.
Miles are worth 1 cent when redeemed for travel giving you reward rate of 2 % on everything.

Chase Sapphire Preferred:

2 point per dollar on travel and dining.
1 point per dollar on general purchase.
Points are worth 1 cent but when you redeem it for travel through chase their value raised to 1.25 cents.

4. If you want quick rewards chase sapphire is better. It offers better initial rewards.
If you are frequent traveler venture is the way to go. Venture offers double miles on all purchase while chase sapphire offers double points only on travel and dining purchase.

5. Foreign Transaction Fee:

Capital One Venture:

$0

Chase Sapphire Preferred:

$0

6. The Venture card offers a fee credit for a Global Entry or TSA PreCheck application every four years.
Sapphire preferred offers more extensive travel protections, including trip delay and baggage delay reimbursement.

7. Capital one venture is better and simple to use for average card holder.

8. Min Credit Required:

Capital One® Venture:

Excellent or Good

Chase Sapphire Preferred® Card:

Excellent

9. Regular APR:

Capital One® Venture:

17.99% – 25.24% (V)

Chase Sapphire Preferred® Card:

18.24% – 25.24% (V)

10. Chase Sapphire Preferred:

1:1 point transfer to leading airline and hotel loyalty programs

11. Cash APR:

Capital One® Venture:

25.24%

Chase Sapphire Preferred® Card:

27.24%

12. Chase sapphire preferred card is best for frequent traveler and hotel reward fans.

Chase Sapphire cards transfer options:

Transfer option Point value Value of 60,000-point sign-up bonus
British Airways transfer 2.29 cents $1,374
Singapore Airlines transfer 2.17 cents $1,302
Southwest Airlines transfer 1.57 cents $942

13. If you do not mind to book through a portal and transferring point to a travel partner, chase sapphire preferred is better. If you prefer to book how ever you want and pay with rewards later capital one venture is better fit.

14. Cash Advance Fee:

Capital One Venture:

3% (min $10)

Chase Sapphire Preffered:

5 % (min $10)

Click Here To Read Capital One Venture Card Review.

Chase Sapphire Preferred Card Review With Pro And Cons

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