15 Difference Between Chase Sapphire Reserve And American Express Platinum

1. Sign-up bonuses:

Chase Sapphire Reserve:

Earn 50000 ($750 value) bonus points when you spend $4000 on purchase within 3 months of account opening.

American Express Platinum:

Earn 60000 ($600 value) points when you spend $5000 on purchase within first 3 months of account opening.

2. Annual Fees:

Chase Sapphire Reserve:

$450 plus $75 per authorized user.

American Express Platinum:

$550 plus a flat fee of $175 for up to three authorized users.

3. Reward Rate:

Chase Sapphire Reserve:

3x points on Travel & Dining at restaurants
1 point everywhere else

American Express Platinum:

5x points on flight booked directly with airline or with amex travel.
5x points on hotel booking through amex travel.
1x point on everything else.

4. Annual Air/Travel Credit:

Chase Sapphire Reserve:

$300

American Express Platinum:

$200

5. Chase Sapphire Reserve:

Up to $100 Global Entry or TSA Pre✓ application credit, available once every four years

American Express Platinum:

$200 in Uber and UberEats credits
Up to $100 Global Entry or TSA Pre✓ application credit, available once every four years

6. The airport lounge access:

Chase Sapphire reserve Offers free priority pass membership which offers 1000 lounges around the world.

Amex Platinum:

You will have access to 1200 lounges across 500 airports including:
Centurion Lounges (two free guests)
Delta Sky Club when flying Delta (guests cost $29 each)
Priority Pass Select (two free guests)
Airspace lounges (two free guests or immediate family)

7. Foreign Transaction Fee:

Chase Sapphire Reserve:

$0

Amex Platinum:

$0

8. Car Rental Coverage:

Amex Platinum:

Secondary Coverage

Chase Sapphire Reserve:

Primary Coverage

9. Chase sapphire reserve preferred offer more overall earning and better redemption values and better travel insurance.

Amex platinum offers luxary travel benefit with more earning o specific travel spending.

10. Chase sapphire reserve is better for average consumer.

American express platinum is better for high spending high flying consumers.

11. Chase sapphire reserve offers 1:1 point transfer to leading airline and hotel loyalty program.

12. American express is for luxury benefit and elite offers.

Chase sapphire reserve offers more rewards, high redemption value and some luxury perk.

13. Credit Needed:

Chase Sapphire Reserve:

Good/Excellent

American express platinum:

Good/Excellent

14. Amex platinum is your choice if Centurion lounges is important to you.

15. Chase sapphire reserve is better for typical customer.
Amex platinum offer more features but it is hard to take advantage of all of them.

Chase Sapphire Reserve Card Review With Pro And Cons

Platinum Card From American Express Review With Pro And Cons

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