9 Difference Between Discover It Cash Back And Wells Fargo Cash Wise Visa Card

1. Rewards:

Discover It Cash Back:

5 % cash back on rotating categories up to $1500 per quarter.
1 % cash back on everything else.

Wells Fargo Cash Wise Visa Card:

1.8 % cash back on Samsung pay, apple pay, google pay, wells fargo wallet
1.5 % cash back on all other purchase.

2. Intro Bonus:

Discover It Cash Back:

Discover will match all of the cash back you’ve earned at the end of your first year.
Wells Fargo Cash Wise Visa Card:
$200 cash back when you spend $1000 in first 3 months.

3. Annual Fee:

Discover It Cash Back:

$0

Wells Fargo Cash Wise Visa Card:

$0

4. Introductory APR for Purchases and Balance Transfer:

Discover It Cash Back:

0% introductory APR for 14 months

Wells Fargo Cash Wise Visa Card:

0% introductory APR for 12 months

5. Credit Needed:

Discover It Cash Back:

Excellent

Wells Fargo Cash Wise Visa Card:

Good

6. Foreign Transaction Fee

Discover It Cash Back:

0 %

Wells Fargo Cash Wise Visa Card:

3 %

7. Regular Apr:

Discover It Cash Back:

14.24% to 25.24% Variable

Wells Fargo Cash Wise Visa Card:

16.24% to 28.24% (Variable)

8. Other Benefits:

Discover It Cash Back:

Freeze it on/off switch for your account.
FICO® Credit Score for free.
100% U.S.-based customer service.

Wells Fargo Cash Wise Visa Card:

Cell Phone Protection
Auto Rental Collision Damage Waiver
Emergency Card Replacement and Cash Disbursement.
Zero Liability protection

9. Wells fargo case wise credit card is better for someone who is looking for flat rewards.
Discover it cash back is good for someone who does not mind to play around rotating categories.

Discover It Cash Back Review With Pro And Cons

Wells Fargo Cash Wise Visa Card Review With Pro And Cons

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