Best 0% Intro APR Credit Cards

1. Wells Fargo Platinum Visa card:

Intro Bonus:

N/A

Regular Apr:

13.74% – 27.24% variable

Intro Apr:

0 % intro apr on purchase and balance transfer for 18 months

Annual Fee:

0

Credit Needed:

Good to excellent 670-850

Other Details:
Access to your fico credit score
$600 protection on your cellphone against cover damage or theft when you pay phone bill with credit card.

Click Here To Read Full Review Of Wells Fargo Platinum Visa Card.

2. U.S. Bank Visa® Platinum Card:

Regular Apr:

14.74% – 25.74% Variable APR

Intro Apr:

0% on purchases and balance transfers for 20 billing cycles

Annual Fee:

0

Credit Needed:

690-717 Good

Other Details:

Cell Phone Protection
Fraud Protection
Choose Your Payment Due Date

Click Here To Read Full Review Of Us Bank Visa Platinum Card.

3. Chase Slate: (No Balance Transfer Fee)

Intro Apr:

0% on purchase and balance transfer for 15 months

Regular APR:

17.24 to 25.99%

Annual Fee:

0

Other Details:

No balance transfer fee within first 60 days of balance transfer
no penalty APR
Free Credit Score

Click Here To Read Full Review Of Chase Slate Credit Card.

4. Blue Cash Everyday® Card from American Express:

Intro Apr:

0% intro apr for 15 months on purchase and balance transfer

Regular Apr:

15.24% – 26.24% Variable

Annual Fee:

$0

Intro Bonus:

$150 cash back after spending $1000 on purchase within first 3 months.

Reward Rate:

3 % cash back at us super markets up to $6000 in purchase.
2% cash back at gas station and select us departmental stores.
1% cash back on everything else.

Credit Needed:

Good, Excellent

Click Here To Read Full Review Of Blue Cash Everyday Credit Card.

5. Discover it® Student chrome:

Purchase Intro Apr:

0% for 6 months

Balance Transfer intro Apr:

10.99% for 6 months

Regular Apr:

15.24% – 24.24%

Annual Fee:

$0

Intro Bonus:

Discover will match ALL the cash back you’ve earned at the end of your first year, automatically.

Reward Rate:

Earn 2% at gas stations and restaurants on up to $1,000 in combined purchases each quarter.
Earn unlimited 1 % on everything else

Credit Needed:

Limited History

Foreign Transaction Fee:

$0

Other Details:

$20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
100% U.S. based customer service
Freeze It® on/off switch for your account
Get your free Credit Scorecard with your FICO® Credit Score
$0 Fraud Liability

6. Chase Freedom Unlimited® – Great for Balance transfers and purchases:

Intro Apr:

0% for 15 months on purchase and balance transfer

Regular Apr:

17.24% – 25.99%, variable

Annual Fee:

$0

Intro Bonus:

3% cash back up to $20000 purchase for first year

Reward Rate:

Earn 1.5 % on all purchase

Balance transfer fee:

3% ($5 Min)

Credit Needed:

Good/Excellent 670-850

Other Details:

No minimum to redeem for cash back

Free credit score
Cash Back rewards do not expire

7. Citi Simplicity® Card – No Late Fees Ever:

Purchase Intro Apr:

0%* for 12 months on Purchases

Balance Transfer Intro Apr:

0% for 21 months on Balance Transfers

Regular Apr:

16.24% – 26.24%* (Variable)

Annual Fee:

$0

Balance transfer fee:

5% ($5 Min)

Credit Needed:

Excellent, Good

Other Details:

Free Access to fico score
Flexible Payment Date
Account Protection

8. Barclaycard* – up to 28 months 0% (19.9% interest after):

Intro Apr:

0% apr on purchase and balance transfer for 28 months

Regular Apr:

19.9% APR variable

Annual Fee:

$0

9. Capital One® Quicksilver® Cash Rewards Credit Card:

Intro Apr:

0% for 15 months for purchase and balance transfer

Regular Apr:

18.24% – 26.24% variable

Annual Fee:

$0

Foreign Transaction Fee:

$0

Intro Bonus:

$150 cash back after spending $500 within 3 months

Reward Rate:

Earn unlimited 1.5% cash back on every purchase, every day

Credit Needed:

Good to Excellent 670- 850

Other Details:
Cash back won’t expire for the life of the account
No limit how much you can earn

10. HSBC Gold Mastercard® credit card:

Intro Apr:

0% apr for purchase and balance transfer for 15 months

Regular Apr:

14.24%, 20.24% or 25.24% variable

Annual Fee:

$0

Credit Needed:

Good to excellent 690 – 850

Other Details:

No Penalty APR.
Late Fee Waiver.
No Foreign Transaction Fees.
$0 liability for unauthorized purchases.

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