12 Difference Between Capital One Venture And Citi Premier

If you spend more on travel and gas go with citi premier card.

If you want flat rate card for general use go with capital one venture. Capital one venture is better overall card.

1. Intro Bonus:

Citi Premier Card:

Earn 50000 bonus points after spending $4000 within first 3 months of account opening.

Capital One Venture Rewards Credit Card:

Earn 50000 miles (worth $500) after spending $3000 on purchase within first 3 months of account opening.

2. Rewards:

Citi Premier Card:

3:1 on travel, including gas
2:1 on restaurants and entertainment
1:1 on other purchases

Capital One Venture Rewards Credit Card:

10 miles per dollar spend on hotel room booked and paid through hotels.com

2 miles per dollar on every other purchase

3. Annual Fee:

Citi Premier Card:

$95 ,Waived for the first 12 months

Capital One Venture Rewards Credit Card:

$95 ,Waived for the first 12 months

4. Purchase And Balance Transfer Apr:

Citi Premier Card:

16.74% to 25.74%* (Variable)

Capital One® Venture® Rewards Credit Card:

17.99% to 25.24% (Variable)

5. Citi Premier Card:

25% higher point value when redeemed for travel through ThankYou portal

6. Foreign Transaction Fee:

Capital One® Venture® Rewards Credit Card:

0%

Citi Premier Card:

0%

7. Balance Transfer Fee:

Citi Premier Card:

3% (min $5)

Capital One Venture Rewards Credit Card:

No balance transfer fee

8. Credit Needed:

Citi Premier℠ Card:

Excellent 740-850

Capital One Venture Rewards Credit Card:

Good to Excellent 670-850

9. Intro APR:

Citi Premier℠ Card:

No Introductory APR

Capital One Venture Rewards Credit Card:

No Introductory APR

10. Venture Card:

Up to $100 credit for Global Entry/TSA PreCheck

11. Go for Citi Premier℠ Card:

If you spend lot of time on road and want to earn rewards on gas and travel.
You go to night club, movie and bar frequently.

12. Airline Transfer Partners:

Citi Premier℠ Card:

Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.

Venture Card:

Aeromexico, Air Canada, Air France/KLM, Alitalia, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.

Click Here To Read Capital One Venture Card Review.

Citi Premier Review With Pro And Cons

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