10 Difference Between Chase Sapphire Preferred And Chase Freedom Unlimited

1. Rewards:

Chase Sapphire Preferred Card:

2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

Chase Freedom Unlimited:

Earn 3% cash back on all purchases in your first year up to $20,000 spent.
After that earn unlimited 1.5% cash back on all purchases.

2. Annual fee:

Chase Sapphire Preferred:

$95

Chase Freedom Unlimited:

$0

3. Intro Bonus:

Chase Sapphire Preferred:

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards.

Chase Freedom Unlimited:

Double Cash Back
Earn 3% cash back on all purchases in your first year up to $20,000 spent.

4. Intro Apr For Purchase And Balance Transfer:

Chase Sapphire Preferred Card:

N/A

Chase Freedom Unlimited:

0% Intro APR for 15 months

5. Regular Apr on Purchase And Balance Transfer:

Chase Sapphire Preferred Card:

18.24% to 25.24% Variable

Chase Freedom Unlimited:

17.24% to 25.99% Variable

6. Foreign Transaction Fee:

Chase Sapphire Preferred Card:

$0

Chase Freedom Unlimited:

3% of each transaction in U.S. dollars

7. Credit Needed:

Chase Sapphire Preferred Card:

Excellent

Chase Freedom Unlimited:

Excellent

8. Chase Sapphire Preferred is for you:

If you travel and dine out frequently.
If you want to stretch reward points on travel redemption.
If you have another Chase Ultimate Rewards cards to maximize points.

Chase Freedom Unlimited is for you:

If you prefer flat rate of cash back.
If you are looking for generous introductory offer.
If you are Frequent travelers who want to take advantage of the card’s protections and insurances.
If you are ultimate rewards cardholder who want to pair flat rate card with card that earn more points in particular bonus categories.

9. Benefits:

Chase Freedom Unlimited:

Car rental insurance
Purchase protection
Extended warranty
Trip cancellation and interruption insurance

Chase Sapphire Preferred:

No foreign transaction fees
Trip cancellation/interruption insurance
Auto rental collision damage waiver
Baggage delay insurance
Purchase protection
Extended warranty protection

10. Pros:

Chase Sapphire Preferred:

Generous bonus points
Flexible travel rewards
Travel, purchase and security protection
$0 Foreign Transaction Fee

Chase Freedom Unlimited:

Double Cash Back
Intro APR
No annual fee

Chase Freedom Unlimited Credit Card Review

Chase Sapphire Preferred Card Review With Pro And Cons

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