14 Difference Between Blue Cash Preferred And Blue Cash Everyday

1. If you spend more than $3200 per year on groceries, the Blue Cash Preferred card is the best choice.

Pros:

Blue Cash Everyday:

Blue Cash Preferred Card from American Express:

No annual fee

Best rewards rate on groceries

0% intro apr

0% intro apr

$150 sign up bonus

$250 Sign up bonus

Cons:

Blue Cash Everyday:

Blue Cash Preferred Card from American Express:

Not a Visa/MasterCard

$95 annual fee

Foreign transaction fee

Not a Visa/MasterCard

 

Foreign transaction fee

2. Annual fee:

Blue Cash Everyday® Card from American Express:

$0

Blue Cash Preferred® Card from American Express:

$95

3. Intro Bonus:

Blue Cash Everyday® Card from American Express:

Earn a $150 statement credit after you spend $1,000 in purchases within the first 3 months of account opening.

Blue Cash Preferred® Card from American Express:

Earn a $250 after you spend $1,000 in purchases on your new Card within the first 3 months of account opening.

4. Reward Rate:

Blue Cash Everyday Card from American Express:

3% at US supermarkets on up to $6,000 per year, then 1%. 2% at US gas stations and select US department stores and 1% on all other purchases

Blue Cash Preferred Card from American Express:

6% at US supermarkets (on up to $6,000 annually, then 1%), 6% on select US streaming services, 3% on transit, at US gas stations and 1% on all other purchases

5. Regular Apr For Purchase And Balance Transfer:

Blue Cash Everyday:

15.24% – 26.24% variable

Blue Cash Preferred Card from American Express:

15.24% – 26.24% variable

6. Intro Apr:

Blue Cash Everyday:

0% intro APR on purchases and balance transfers for 15 months

Blue Cash Preferred Card from American Express:

0% intro APR on purchases and balance transfers for 12 months

7. Foreign transaction fee:

Blue Cash Everyday:

2.7% of each transaction

Blue Cash Preferred Card from American Express:

2.7% of each transaction

8. Blue cash everyday is best card for non-committal cardholders and infrequent grocery shoppers.

9. Blue cash preferred is best for intro bonus and reward points.

Blue cash every day is best for no annual fee.

10. Balance transfers Fee:

Blue Cash Everyday:

No balance transfer fees for the first 60 days, then 3% (min $5)

Blue Cash Preferred Card from American Express:

No balance transfer fees for the first 60 days, then 3% (min $5)

11. Suppose you spend $6,000 a year on groceries from US supermarkets:

Blue Cash Preferred Card:

Cash back: 6% of 6000 = $360 – $95 (annual Fee) = $265

Blue Cash Everyday:

Cash Back: 3% of $6000 = $180

12. Blue Cash Preferred is best for you if you put most of spending on one card.

Blue Cash Preferred American Express Review With Pro And Cons

Blue Cash Everyday Card From American Express Review With Pro And Cons

Related Difference Article:

9 Difference Between Blue Cash Preferred And Wells Fargo Propel American Express

 

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