9 Difference Between Blue Cash Preferred And Wells Fargo Propel American Express:

1. Intro Bonus:

Blue Cash Preferred:

$250 statement credit after spending $1000 in purchase within first 3 months.

Wells Fargo Propel American Express:

30000 bonus points (worth $300) after spending $3000 in purchase within first 3 months of account opening.

2. Intro Apr for purchase and balance transfer:

Blue Cash Preferred:

0% introductory APR for 12 months

Wells Fargo Propel American Express:

0% introductory APR for 12 months

3. The wells fargo propel is better choice because of no annual fee, higher intro bonus and strong bonus categories.

4. Reward Rate:

Blue Cash Preferred:

Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)

6% Cash Back on select U.S. streaming subscriptions

3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more

3% Cash Back at U.S. gas stations

1% Cash Back on other purchases

Wells Fargo Propel American Express:

Earn 3X points for eating out and ordering in
Earn 3X points for gas stations, rideshares and transit
Earn 3X points for travel including flights, hotels, homestays and car rentals
Earn 1X points on other purchases

5. Annual Fee

Blue Cash Preferred:

$95

Wells Fargo Propel American Express:

$0

6. Regular APR:

Blue Cash Preferred:

15.24% – 26.24% variable

Wells Fargo Propel American Express:

16.24% – 27.24% variable

7. Foreign Transaction Fee:

Blue Cash Preferred:

2.7%

Wells Fargo Propel American Express:

0%

8. Other Benefits:

Wells Fargo Propel American Express:

Access to presale and VIP event tickets
No foreign transaction fee
Car rental loss and damage insurance
Lost luggage insurance
Travel accident insurance
Retail protection
Extended warranty
Return protection

Blue Cash Preferred:

Pay It Plan It
Free ShopRunner membership
Extended warranty
Purchase protection

Return protection
Car rental insurance

8. Cons:

Wells Fargo Propel American Express:

Flights must be redeemed through Go Far Rewards
You Can not transfer points to outside loyalty programs
You will need 2,500 minimum points required for airline tickets

Blue Cash Preferred:

6% cash back at U.S. supermarkets limited to $6,000 in purchases per year (1% thereafter)
3% and 6% cash back are only available in the U.S.
$95 annual fee

9. Credit Needed:

Wells Fargo Propel American Express:

Good to Excellent 670-850

Blue Cash Preferred:

Good to Excellent 670-850

Blue Cash Preferred American Express Review With Pro And Cons

Wells Fargo Propel American Express Card Review

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14 Difference Between Blue Cash Preferred And Blue Cash Everyday

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