9 Difference Between Blue Cash Preferred And Wells Fargo Propel American Express:

The wells fargo propel is better choice because of no annual fee, higher intro bonus and strong bonus categories.

 

Blue Cash Preferred:

Wells Fargo Propel American Express:

Pros:

Intro apr for purchase and balance transfer.

Good welcome bonus offer.

High reward rate for groceries, streaming services, gas and transit.

$300 sign up bonus.

Good reward rate on on dining, travel and transit, gas station purchases and select streaming services.

0 % intro rate for 12 months.

No annual fee

Points dont expire.

Cons:

Annual fee

$25 minimum redemption


Cash back limit and exclusions on bonus categories




Flights must be redeemed through Go Far Rewards.

You Can not transfer points to outside loyalty programs.

You will need 2,500 minimum points required for airline tickets.

Reward Rate:

Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)


6% Cash Back on select U.S. streaming subscriptions


3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more


3% Cash Back at U.S. gas stations


1% Cash Back on other purchases

Earn 3X points for eating out and ordering in

Earn 3X points for gas stations, rideshares and transit

Earn 3X points for travel including flights, hotels, homestays and car rentals

Earn 1X points on other purchases

Intro Bonus:

$250 statement credit after spending $1000 in purchase within first 3 months.

30000 bonus points (worth $300) after spending $3000 in purchase within first 3 months of account opening.

Intro Apr:

0% introductory APR for 12 months

0% introductory APR for 12 months

Annual Fee:

$95

$0

Regular Apr:

15.24% – 26.24% variable

16.24% – 27.24% variable

Foreign Transaction Fee:

2.7%

$0

Other Benefits:

Pay It Plan It

Free ShopRunner membership

Extended warranty

Purchase protection


Return protection

Car rental insurance

Access to presale and VIP event tickets

No foreign transaction fee

Car rental loss and damage insurance

Lost luggage insurance

Travel accident insurance

Retail protection

Extended warranty

Return protection

Credit Needed:

Good to Excellent 670-850

Good to Excellent 670-850

Blue Cash Preferred American Express Review With Pro And Cons

Wells Fargo Propel American Express Card Review

Related Difference Articles:

14 Difference Between Blue Cash Preferred And Blue Cash Everyday

15 Difference Between Chase Sapphire Reserve And American Express Platinum

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