12 Difference Between American Express Gold And Platinum Cards

American Express gold card is better choice if you are interested in getting big rewards on dining , groceries and travel.

Amex platinum is better choice if you travel frequently and interested in luxury travel perks.


American Express Gold

American Express Platinum

Reward Rate:

4 points per dollar spent at U.S. supermarkets (up to $25,000 in purchases per year).

4 points per dollar spent at U.S. restaurants.

3 points per dollar spent on flights booked directly with airlines or on amextravel.com.

1 point per dollar on all other purchases.

5 points per dollar on flights booked directly with airlines or American Express Travel

5 points per dollar on prepaid hotels booked through amextravel.com

1 point per dollar on general purchases.

Intro Bonus:

Earn 35,000 Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.

Earn 60,000 points after you spend $5,000 in purchases in your first 3 months.

Annual Fee:

$250 annual fee

$550 annual fee

Perks & Credits:

$100 airline incidental credit

$120 in annual dining credits

$100 hotel credit and a 2- point rewards bonus at participating hotels when you prepay for two consecutive nights

$200 airline incidental credit

$200 in annual Uber credits

$100 annual Saks Fifth Avenue credit

Access to American Express airport lounges and partner lounges

Up to $100 fee credit for Global Entry or TSA PreCheck

$100 hotel credit and free room upgrade when available when you book two consecutive nights with American Express Travel

Free upgrade to Starwood Preferred and Hilton Honors Gold status

Why You Should Get:

If you don’t want huge annual fee.

If you are moderate spender.

If you want to earn bonus on dining and groceries.

If you want best of everything.

If you want large introductory bonus.

If you are frequent travelers.

Other Benefits:

Personalized travel service

Travel discounts

Purchase protection

Extended warranty

Return protection

Auto purchase discount

Shop Runner service

Dining and entertainment discounts

Presale event tickets

Preferred seating at events

Car rental insurance

Free roadside assistance

Purchase protection

Return protection

Baggage insurance


The Gold card doesn’t offer as many complimentary perks as the Platinum card.

Annual fee is extremely expensive.

You will need frequent travelling to get enough rewards to make up for annual fee.

No foreign transaction fee on both cards.

Purchase protection:

Platinum and Gold Card members both get extended warranties for one year past the manufacturer’s warranty on eligible purchases made with their card.

Click Here to Read Full Review Of American Express Gold Card.

Click Here To Read Full Review Of American Express Platinum Card.

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