Wells Fargo Propel American Express Card Review – 17 Points

Very few cards with no annual fee can give you higher returns on gas, restaurant and travel. So this is very solid card.

From pure point earning potential this is best card with no annual fee.

Pros



Cons



Great Intro Bonus:

30000 points after spending $3000 within 3 months of account opening.

As an American Express card, it may have limited acceptance internationally.

Strong Rewards:

3x points for eating out and ordering in, gas stations, rideshares and transit, travel including flights, hotels, homestays and car rentals

Above-average regular APR

Strong Intro Apr:

0 % intro rate for 12 months

3% intro balance transfer fee for 120 days (5% after)

Low Fees:

No annual fee

American Express isn’t accepted at as many merchants as Visa or Mastercard

Points don’t expire

 

Redeem points for any travel purchase at a value of 1 cent each

 

Use points on travel, gift cards, cash, merchandise and more

 

No limit to the number of points you can earn

 

1. Rewards Rate:

3 points per dollar on dining, travel and transit, gas station purchases and select streaming services
1 point per dollar on other purchases

2. If you want excellent rewards for unbeatable price, this is best card.
This card is not for you if you want exclusive travel perks.

3. Bonus Rewards:

Earn 30000 (worth $300) bonus points when you spend $3,000 in purchases in the first 3 months.

4. Regular APR:

16.24% to 27.24% (Variable)

5. Credit Needed:

Excellent/Good

6. Intro Apr For Purchase And Balance Transfer:

0% for 12 Months

7. Annual Fee:

$0

8. Credit Needed:

Good to excellent 700 – 850

9. Other Benefits:

Cell Phone Protection:
When you pay your monthly bill with the Propel, you can get up to $600 in protection against covered damage or theft.
Extended warranty coverage
Return protection
Coverage for lost or stolen items purchased with the card
Travel accident insurance
Lost baggage coverage
Secondary car rental insurance in the US

10. Foreign Transaction Fee:

$0

11. 24/7 customer service?:

Yes

Online chat available?:
Yes
Google Play Store mobile app rating:
4.4/5
Apple Store mobile app rating:
4.8/5

14. Wells Fargo points are worth $0.01 per point, there’s one exception. With the Wells Fargo Visa Signature® Card, you get $0.015 per point on airfare redemptions.

12. Get Wells fargo propel Card:

If you want competitive reward rate on travel card with no annual fee
If you want flexible redemption option without sacrificing point value.
If you have or plan to sign up for wells fargo visa signature card.

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