Chase Ink Business Cash Credit Card Review With Pro and Cons – 16 Points
This is good card for any business that spend significant money on office supply and telecom services with sign up bonus $500 and $0 annual fee.
No annual fee
Spending caps in bonus categories
Intro APR period on Purchases
Low points earning outside of bonus categories
High rewards rates in certain categories
Minimum 2,000 points required for a redemption
3% foreign transaction fees
Rewards don’t expire
Transfer points to qualifying Ultimate Rewards cards
1. Annual Fee:
2. Sign-Up Bonus:
$500 if you spend $3,000 in first 3 months
3. Regular Apr:
15.49% – 21.49% Variable APR
4. Intro Apr:
0% on Purchases for 12 months
5. Reward Rate:
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2% cash back on gas and dining ($25,000 in purchases per year)
1% cash back on other purchases
6. Credit Needed:
7. Don’t Get If:
You want to earns travel rewards and perks.
Your business spend does not falls within the bonus categories.
8. Other Benefits:
Auto rental collision damage waiver
Employee cards at no additional cost
9. Get the Chase Ink Business Cash card
If you are Chase Ultimate Rewards cardholders looking to pair the Ink Business Cash with a card that earns bonus points in different categories.
If prefer a card without an annual fee.
If you spend a significant amount on office supplies, internet and cable and phone services.
If you are looking for a generous sign-up bonus.
10. Customer Experience:
24/7 customer service?:
Online chat available?:
Google Play Store mobile app rating:
Apple Store mobile app rating:
11. Cash Advance APR:
12. Foreign Transaction Fees:
3% of each transaction in U.S. dollars
13. Balance Transfer Fee:
5% (min $5)
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