Amex Everyday Credit Card Review With Pro And Cons – 18 Points

1. If you have credit card debt, balance transfer cards are best way to get relief from high interest debt. Amex every day is one of the best balance transfer card with $0 balance transfer fee, $0 annual fee and 0% intro apr for 15 months. You can also earn some solid rewards with this card.

Pros:



Cons:



Decent rewards rate

Do not go for amex every day if you want more rewards in other everyday-spending categories or want cash back.

No annual fee

 

$0 balance transfer fee

 

0% intro apr for 15 months on purchases and balance transfers

 

Earn 20% more points when you make 20 or more purchases within a billing period

 

10,000 Membership Rewards® points intro bonus

 

2. Reward Rate:

2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x);
1x points on other purchases.
Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

3. Intro Bonus:

Earn 10,000 Membership Rewards® points after spending $1,000 in purchases in your first 3 months.

4. Annual Fee:

$0

5. Balance Transfer Fee:

$0

6. Foreign Transaction Fee:

2.7%

7. Regular Apr:

15.24%–26.24% Variable

8. Intro Apr:

0% for 15 months for purchase and balance transfer

9. Get amex every day if you want to accelerate rewards for grocery spending without paying annual fee.

10. Other Benefits:
Car rental insurance
Roadside assistance
Extended warranty
Return protection
Purchase protection
Complimentary shoprunner membership

11. Credit Needed:

Good to Excellent 690 – 850

12. Cash Advance Fee:

3% ($5 Min)

13. Cash Advance Rate:

27.49% variable

14. Late Payment Fee:

Up to $38

15. Interest Free Period:

Up to 25 days

16. Go for amex Every day card:

If you spend on groceries.
If you plan to make large purchase and want to take advantage of 0 % intro apr.
If you have existing credit card debt and want balance transfer card with $0 balance transfer fee and 0% intro apr on balance transfer.
If you use card more than 20 times in any given billing period.
If you do not like annual fee.

Related No Annual Fee Credit Card Reviews:

Bank Of America Cash Rewards Credit Card Review

Wells Fargo Propel American Express Card Review

Chase Ink Business Cash Credit Card Review With Pro And Cons

Capital One VentureOne Rewards Credit Card Review With Pro And Cons

Wells Fargo Cash Wise Visa Card Review With Pro And Cons

Citi Double Cash Card Review With Pro And Cons

Capital One SavorOne Cash Rewards Credit Card With Pro And Cons

Chase Freedom Unlimited Credit Card Review

Discover It Cash Back Review With Pro And Cons

Leave a Reply

Your email address will not be published. Required fields are marked *