Capital One SavorOne Cash Rewards Credit Card Review With Pro And Cons – 15 Points

1. Capital one savor one is one of the best card that combines high rewards for dining and entertainment with no annual fee.

2. Annual Fee:

$0

3. Pros:

No annual fee
Intro APR period on Purchases and Balance Transfers
$150 Initial Bonus
3% cash back on dining and 2% cash back on groceries
No foreign transaction fee
Extremely flexible cash-back redemption options
No rotating categories or sign-ups needed to earn cash rewards
Rewards don’t expire for the life of the account
No cash back limits

4. Cons:

High Regular APR
3% balance transfer fee
Average Non-Dining Rewards

5. Reward Rate:

Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

6. Intro Apr On Purchase And Balance Transfer:

0% intro APR for 15 months

7. Sign Up Bonus:

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

8. Regular Apr:

16.24% – 26.24% Variable APR

9. Credit Needed:

Good to excellent 690 – 850

10. Balance Transfer Fee:

3%

11. Customer Experience:

24/7 customer service?:
Yes
Online chat available?:
Yes
Google Play Store mobile app rating:
4.7/5
Apple Store mobile app rating:
4.6/5

12. Foreign Transaction Fee:

$0

13. The Capital One SavorOne Cash Rewards Credit Card is likely not the card for you, if you want to accumulate miles for free travel or like to redeem your rewards for merchandise.

14. Other Benefits:

No foreign transaction fee
Car rental insurance
Extended warranty
Price protection

15. Capital One Sevorone is right card for you:

If you frequently dine out and want to take advantage of 3 % cash back on dining.
If you want simple card with no rotating categories and enrolment process.
If you want to finance large purchase interest free and consolidate debt using 0 % intro apr on purchase and balance transfer.
If you prefer cash back to points or miles.

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