Costco Anywhere Visa® Card by Citi Review With Pro And Cons – 18 Points

1. Costco anywhere visa card is good for gas purchase, travel and dine out even without welcome bonus and very limited window for redemption.

Pros:



Cons:



Best rewards at gas station.

Need Costco membership ($60 per year)

No annual fee

No signup bonus

Bonus categories make this card useful outside of Costco.

Rewards are only redeemed once per year at the end of February and only at Costco

Can use as Costco membership id.

Gas Benefit Is Restrictive.

No Foreign Transaction Fees.

The 4% cash back benefit limited up to $7,000 in spending per year and applies only to gas purchased at Costco and merchants coded as gas stations.

2% Back on Costco Purchases Without Executive Membership.

Has a Penalty APR. This card carries a penalty APR of 29.99%

2. Rewards Rate:

4% cash back eligible gas purchases (first $7,000 in purchases, 1% thereafter)
3% cash back restaurant and eligible travel purchases
2% cash back Costco purchases
1% cash back general purchases

3. Annual Fee:

$0

4. Sign Up Bonus:

$0

5. Regular Apr:

17.49% Variable APR

6. Credit Needed:

Excellent

7. Other Benefits:

Citi Price Rewind
Travel & Emergency Assistance
Damage & Theft Purchase Protection
Roadside Assistance Dispatch Service
Extended Warranty
Worldwide Car Rental Insurance
$0 Fraud Liability
Worldwide Travel Accident Insurance
Trip Cancellation & Interruption Insurance

8. Customer Experience:

24/7 Customer Support:
Yes
Online Chat:
Yes
Google Play Store mobile app rating: 3.9/5
Apple Store mobile app rating: 4.8/5

9. Cash Advance Apr:

27.49 % Variable

10. Foreign Transaction Fee:

$0

11. Balance Transfer Fee:

3% Min $5

12. Cash Advance Fee:

5% Min $10

13. Penalty Apr:

Up to 29.99 % Variable

14. Late Fee:

Up to $39

15. Go for Costco anywhere visa card by citi:

If you are Costco member and do not plan to cancel it any time soon.
If you spend significant amount on gas every year and like travel and dine out.
If you do not mind receiving rewards once a year.

16. Costco anywhere visa card is not for you

If you want sign up bonus and 0 % intro rate
If you want more flexibility to redeem cash back.
If you don’t do lot of spending at Costco.

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