Capital One Secured Mastercard Review With Pro And Cons – 15 Points

1. Capital one secure mastercard is great choice if you want to build or rebuild credit. Applicant may be able to qualify for a credit limit larger than the deposits.

2. Annual Fee:

$0

3. Rewards:

None

4. Regular APR:

26.99% (Variable)

5. Credit Needed:

Limited, Bad

6. Foreign Transaction Fees:

$0

7. Pros:

Flexible security deposits
No Annual fee
No foreign transaction fee
You don’t need perfect credit

8. Cons:

Small Credit Limit
High Apr
No rewards
No sign up bonus

9. Other Details:

Get access to a higher credit line after making your first 5 monthly payments on time.
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200.
This card is accepted at millions of locations worldwide.
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus.
Easily manage your account 24/7 with online access, by phone or using our mobile app.

10. Other Benefits:

CreditWise
No foreign transaction fees
24-hour travel assistance
Extended warranty
Price protection
$0 liability

11. Cash advance fee:

3% Min $10

12. Late payment fee:

Up to $39

13. Balance transfer fee:

None

15. Get Capital One Secure Mastercard:

If you want to build your credit or rebuild your credit.
If you want card that increase credit line if you make timely payment.
If you don’t want rewards and want to increase credit.
If you want a card that is easy to get.

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