Platinum Card From American Express Review With Pro And Cons – 18 Points

1. Platinum card from American express offers you outstanding perks and consistent rewards. This card is for frequent travelers who want to maximize travel benefits. This is charge card with $550 annual fee.

Pros:

Cons:

Luxury travel perks (airline fee credit, lounge access, Uber credit etc.)

$550 annual fee

60,000 bonus points

No financing capabilities

No foreign transaction fee

Low reward rate in most spending

Concierge service

Airline credit is limited.

High reward rate in certain categories

 

2. Annual Fee:

$550

3. Intro Bonus:

Earn 60,000 Points (worth $1200) after spending $5,000 in purchases in your first 3 months.

4. Reward Rate:

5X points on flights booked directly with airlines or with American Express Travel
5X points on prepaid hotels booked on amextravel.com
2 points per dollar on other eligible travel expenses booked through amextravel.com
1 point per dollar on all other purchases.

5. Foreign Transaction Fees:

$0

6. Regular APR:

N/A

7. Credit Needed:

Good/Excellent

8. Intro Apr:

N/A

9. Automatic Credits:

Up to $200 annual airline incidental fee in statement credits
Up to $200 Uber credit
$100 Saks credit a year
$100 fee credit for Global Entry or an $85 fee credit for TSA PreCheck every 4 years

10. Airport Lounge Access:

The Centurion Lounge and The International American Express lounges, as well as partner networks, Delta Sky Club and Priority PassTM Select lounges.

13. You will get Marriott Gold status, Hilton Honors Gold Status, Avis Preferred Club, Hertz Gold Plus Rewards and National Emerald Club Executive memberships.

11. Other Benefits:

Concierge service
Global Dining Collection
Preferred Seating

12. Amex platinum card is not for you:

If you want more than 1x points.
If you want to carry balance. Amex platinum is charge card , not a credit card. You have to pay your balance in full each month.

13. Why you should get amex platinum card:

60,000 Bonus Points
$200 Airline Fee Credit
Airport Lounge Access
$200 Uber credit
$100 Saks credit a year
$100 fee credit for Global Entry or an $85 fee credit for TSA PreCheck every 4 years
Platinum Concierge
No foreign transaction fee
You can add additional users.
You get status at Marriott, Hilton, Avis, Hertz, and National.

14. Who should get this card:

If you are business traveler and travel frequently.
If you are deal hunter.
If you are expert credit card user.

15. Customer Experience:

24/7 customer service?:
Yes
Online chat available?:
Yes
Google Play Store mobile app rating:
4.3/5
Apple Store mobile app rating:
4.9/5

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