Chase Sapphire Preferred Card Review With Pro And Cons – 18 Points

1. Chase sapphire preferred is one of the most popular travel credit card. It offers big sign up bonus and valuable rewards. You will get more value for points when you use it to book through chase.

Pros:



Cons:

No blackout dates

$95 annual fee

No expiration dates

Not for spending less than $10000 per year.

No Foreign transaction fee

No intro APR

Big Sign up bonus

 

High reward rate for travel and dining at restaurant

 

Premium travel protection benefits

 

25% bonus when points are redeemed through Chase Ultimate Rewards travel.

 

Flexible travel rewards

 

You can combine points earned from no annual fee chase card for everyday reward earning.

 

Redeem points for $.01 cash

 

1:1 point transfer to frequent flier partner

 

2. Rewards Rate:

2:1 travel and restaurants
1:1 general purchases

3. Sign Up Bonus:

Earn 60,000 bonus points (worth $750 towards travel ) after spending $4,000 in the first three months.

4. Annual Fee:

$95

5. Regular Apr:

18.24% – 25.24% Variable APR

6. Intro Apr:

N/A

7. Credit Needed:

690 – 850 Good to Excellent

8. Foreign Transaction Fee:

None

9. Chase Sapphire Preferred’s benefits and perks make it worth the $95 annual fee.

10. Chase sapphire preferred is Best Credit Card for Flexible Travel Redemptions.

11. Cash advance fee:

10% ($5 min)

12. Late fee:

Up to $38

13. Chase Sapphire Preferred is for you:

If you want big sign up bonus
If you are frequent traveler
If you dine out frequently.
If you have another chase ultimate reward card and want to maximize points.
If you like to play airline mile game.
If you want to stretch reward points for travel redemption.

14. Chase Sapphire Preferred is not for you:

If you are infrequent traveler.
If you carry balance.
If you are not a big spender.

15. Customer Service:

24/7 customer service?:
Yes
Online chat available:
No
Google Play Store mobile app rating:
4.6/5
Apple Store mobile app rating:
4.8/5

16. Other Benefits:

Travel insurance
Rental car insurance
Priority access
Purchase Protection
Extended Warranty
Baggage delay insurance
No foreign transaction fees

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