Citi Premier Review With Pro And Cons – 18 Points

1. Citi premier card offers generous rewards on travel, gas, restaurant and entertainment. You will also get 60000 intro bonus points worth $750 towards travel.

2. Rewards Rate:

3:1 on travel, including gas
2:1 on restaurants and entertainment
1:1 on other purchases

3. Sign Up bonus:

Earn 60,000 points after spending $4,000 in the first 3 months of account opening, worth $750 when redeemed for airfare or $600 for gift card.

4. Annual Fee:

$95

5. Foreign Transaction Fee:

$0

6. Regular Apr:

18.24% – 26.24% Variable APR

7. Intro Apr:

N/A

8. Credit Needed:

720 – 850 Excellent

9. Pros:

No foreign transaction fee
60000 intro bonus points (worth $750)
Triple points on travel including gas
Wide range of redemption option
Citi exclusive perk
Redeem points on gift cards, merchandise, travel, cash and more

10. Cons:

Annual fee
No intro apr
High regular apr
Limited transfer options

11. Redemption Bonus:

25% point bonus when redeeming for airfare through ThankYou.com

12. Balance Transfer Fee:

3% Minimum $5

13. Cash Advance APR:

27.49% (Variable)

14. Cash Advance Fee:

5% $10 minimum

15. Penalty Apr:

Up to 29.99 % variable

16. Other Benefits:

Citi Concierge service
No expiration and no limit to the amount of points you can earn with this card
Exclusive access to entertainment ticket sales
Identity theft support
Choose Your Payment Due Date
Points transfer
Mastercard Benefits
$0 Fraud Liability
Citi Price Rewind
Baggage Coverage
Auto Rental Insurance
Extended Warranty

17. Customer Experience:

24/7 customer service?:
Yes
Online chat available?:
Yes
Google Play Store mobile app rating:
3.9/5
Apple Store mobile app rating:
4.8/5

18. Get Citi Premier Card:

If you want rewards on gas and travel.
If you frequently dine out.
If you frequently use texies and public transportation.
If you spend a lot of money on music, movies, nightclubs and bars.
If you want a card with no foreign transaction fee.

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