CitiBusiness / AAdvantage Platinum Review With Pro And Cons – 19 Points

1. Citibusiness aadvantage platinum select world mastercard is great choice If you are business owner and travel frequently with american airlines. You will get free checked bag,preferred boarding and generous welcome bonus worth annual fee ($99 waived first year).

You will earn 2 miles per $1 spend on american airlines and 2 miles per $1 spend on many common business categories like gas,car rental and telecommunications.

2. Reward Rate:

2 AAdvantage® miles on telecommunications, car rental, gas station purchases
2 AAdvantage® mile on eligible American Airlines purchases
1 AAdvantage® mile on other purchases

3. Sign Up Bonus:

Earn 60,000 American Airlines AAdvantage® bonus miles after spending $3,000 in purchases in first 3 months of account opening.

4. Annual Fee:

$0 for the first year, then $99

5. Regular Apr:

17.99% – 25.99% Variable APR

6. Intro Apr:


7. Credit Needed:

690 – 850 Good to Excellent

8. Pros:

Waives the annual fee for the first year
Rewards program is good for those who fly with American Airlines
Good sign up bonus
No foreign transaction fee
Free checked bags and early boarding on american airlines.
Receive 25% savings on eligible in-flight purchases.
Save 25% on in-flight Wi-Fi fees
Companion certificate.
Travel protection.

9. Cons:

Low earnings on most spending categories
Annual fee
No balance transfer option
Penalty apr
Only useful for those who use American Airlines frequently
No intro APR

10. Other Benefits:

First checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions.
Preferred boarding on American Airlines flights.
25% savings on American Airlines inflight Wi-Fi
25% savings on inflight food and beverage purchases on American Airlines flights.
$99 domestic economy fare American Airlines Companion Certificate after you spend $30,000 or more in purchases during your card year and renew your card.
Complimentary Employee Cards

11. Foreign transaction Fee:


12. Max Late Fee:


13. Max penalty Apr:

29.99% (V)

14. Cash Advance Apr:

22.49% (V)

15. Cash Advance Fee:

5% Min $10

16. This Card Is Not For You:

If you want lounge access
If you and your employees dont fly american airlines on regular basis.
if you want a general travel rewards card.

17. Customer Experience:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 3.9/5
Apple Store mobile app rating: 4.8/5

18. Reward Redemption:

Wide network of airlines, including American Airlines and other Oneworld Alliance airlines, and other partner airlines.
No limits on no of points you can earn. Points dont expired.

19. Get CitiBusiness / AAdvantage Platinum Review:

If you are spending lot of on 2x bonus categories.
If you often fly american airlines.
If you want large sign up bonus.
If you want extra benefits like free checked bags, preferred boarding and companion certificate.
If you have employees to collect more miles.

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