U.s. Bank Altitude Reserve Review With Pro And Cons – 19 Points
1. Us Bank altitude reserve card is great for us bank customer who travel frequently and use mobile wallet. It offers great reward rate on travels (4.5 %) and mobile wallet purchase (4.5%). It also offers $325 annual travel credit, priority pass membership and many other travel perks with $400 annual fee.
Large Sign up bonus
High annual fee
No foreign transaction fee
Lower earning on non travel redemption
Up to $325 annual statement credits for travel purchases
High Authorised user fee($75 per person)
High reward rate for travel
Some limitations on redemption
High redemption value on travel
Available to existing us bank customer only
Convenient travel perks
2. Reward Rate:
3:1 qualifying travel purchases and on purchases made with a mobile wallet like Apple Pay.
1:1 general purchases
Points are worth 50% more when redeemed for travel
3. Sign Up Bonus:
Earn bonus of 50,000 points (Worth $750) after spending $4,500 within 90 days.
4. Annual Fee:
5. Regular Apr:
6. Credit Needed:
7. Intro Apr:
8. Foreign Transaction Fee:
9. Annual Bonus:
Up to $100 credit for Global Entry or TSA Pre application fee every four years.
$325 travel credit per cardmember year
Priority Pass membership
10. Other Benefits:
Complimentary Priority Pass Select Membership
Stay connected with 12 complimentary Gogo® Inflight Wi-Fi passes per year.
$325 annual travel credit.
Relais & Chateaux Benefits
A $100 statement credit to reimburse you for TSA Pre-Check or Global Entry
GroundLink Black Car Service Benefits
Visa Infinite Concierge
Car rental insurance
Emergency evacuation and transportation
Lost luggage reimbursement
Travel and emergency assistance
Trip cancellation/interruption protection
Trip delay protection
11. This Card Is Not For You:
If you have another premium card.
If you going to make more than 4 visits per year to Priority Pass airport lounges.
12. Customer Experience:
24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 2.9/5
Apple Store mobile app rating: 4.8/5
13.APR for Cash Advances
14.Balance Transfer Fee:
3% Min $5
15. Late Payment Fee:
16.Cash Advance Fee:
4% Min $10
17. Get U.s. Bank Altitude Reserve Card:
If you are us bank customer and want a card from it.
If you use or going to use mobile wallet for purchase.
If you travel frequently and get benefits from card’s travel perks.
If you can spend $400 a year annual fee.
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