U.s. Bank Altitude Reserve Review With Pro And Cons – 19 Points

1. Us Bank altitude reserve card is great for us bank customer who travel frequently and use mobile wallet. It offers great reward rate on travels (4.5 %) and mobile wallet purchase (4.5%). It also offers $325 annual travel credit, priority pass membership and many other travel perks with $400 annual fee.

2. Reward Rate:

3:1 qualifying travel purchases and on purchases made with a mobile wallet like Apple Pay.
1:1 general purchases
Points are worth 50% more when redeemed for travel

3. Sign Up Bonus:

Earn bonus of 50,000 points (Worth $750) after spending $4,500 within 90 days.

4. Annual Fee:

$400

5. Regular Apr:

17.74% (variable)

6. Credit Needed:

Excellent

7. Intro Apr:

None

8. Foreign Transaction Fee:

$0

9. Pros:

Large Sign up bonus
No foreign transaction fee
Up to $325 annual statement credits for travel purchases
High reward rate for travel
High redemption value on travel
Convenient travel perks

10. Cons:

High annual fee
Lower earning on non travel redemption
High Authorised user fee($75 per person)
Some limitations on redemption
Available to existing us bank customer only

11. Annual Bonus:

Up to $100 credit for Global Entry or TSA Pre application fee every four years.
$325 travel credit per cardmember year
Priority Pass membership

12. Other Benefits:

Complimentary Priority Pass Select Membership
Stay connected with 12 complimentary Gogo® Inflight Wi-Fi passes per year.
$325 annual travel credit.
Relais & Chateaux Benefits
Silvercar Benefits
A $100 statement credit to reimburse you for TSA Pre-Check or Global Entry
GroundLink Black Car Service Benefits
Visa Infinite Concierge
Car rental insurance
Emergency evacuation and transportation
Lost luggage reimbursement
Purchase security
Return protection
Travel and emergency assistance
Trip cancellation/interruption protection
Trip delay protection
Extended warranty

13. This Card Is Not For You:

If you have another premium card.
If you going to make more than 4 visits per year to Priority Pass airport lounges.

14. Customer Experience:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 2.9/5
Apple Store mobile app rating: 4.8/5

15.APR for Cash Advances

25.99%

16.Balance Transfer Fee:

3% Min $5

17. Late Payment Fee:

$39

18.Cash Advance Fee:

4% Min $10

19. Get U.s. Bank Altitude Reserve Card:

If you are us bank customer and want a card from it.
If you use or going to use mobile wallet for purchase.
If you travel frequently and get benefits from card’s travel perks.
If you can spend $400 a year annual fee.

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