Capital One Savor Review With Pro And Cons – 18 Points

1. This card worth annual fee if you spend a good amount of money on dining and entertainment. This card offers unlimited 4% cash back on dining and entertainment and 2% at the grocery store.

2. Reward Rate:

8% cash back on tickets through Vivid Seats (offer ends May 2020)
4% cash back on dining and entertainment
2% cash back at grocery stores
1% cash back on other purchases

3. Welcome Bonus:

$300 after spending $3,000 in the first 3 months.

4. Annual Fee:

$95 Waived For First Year

5. Regular Apr:

16.74% – 25.74% Variable APR

6. Intro Apr:

N/A

7. Credit Needed:

690- 850 Good to Excellent

8. Pros:

Great reward rate in bonus categories
Big sign up bonus
No foreign transaction fee
No rotating categories

9. Cons:

$95 annual fee
1% cash back on non bonus categories
2% bonus rate doesn’t apply to superstores like Target and Walmart.
No intro APR

10. Customer Experience:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 4.7/5
Apple Store mobile app rating: 4.6/5

11. Other Benefits:

Extended warranty
24-hour travel assistance services
$0 fraud liability
Price protection
No foreign transaction fees

12. This Card is not For You:

If you do not like annual fee.
If you want travel benefits.

13. Rewards don’t expire and redeem cash back for statement credit gift cards or check.

14. Balance transfer fee:

3%

15.Cash Advance Fee:

3% Min $10

16. Foreign Transaction Fee:

None

17. Late penalty:

Up to $38

18. Get Capital One Savor Cash Reward Credit Card:

If you are looking for large sign up bonus.
If you spend lot of on dining and entertainment.
If you frequently order delivery with postmates.
If you purchase tickets frequently from vivid seats.

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