Blue Cash Everyday Card From American Express Review With Pro And Cons – 18 Points

1. Blue Cash Everyday is a great choice if you spend a lot on gas and groceries and do not want to pay annual fee.
You will get 3% cash back at US supermarkets (up to $6000 purchase per year), 2% cash back at US gas stations and us departmental stores.

Pros

Cons

Intro apr on purchase and balance

 transfer

3% balance transfer fee

No annual fee

2.7% foreign transaction fee

No rotating categories

Bonus cash back you can earn at 

us supermarkets is capped.

Good reward rate on U.S. supermarkets 

and U.S. gas stations

Required good/excellent credit

 

Not widely accepted as visa or 

mastercard

2. Intro Apr:

0% intro apr for purchase and balance transfer for 15 months.

3. Reward Rate:

3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% back on other purchases.

4. Sign Up Bonus:

Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

5. Annual Fee:

$0

6. Regular Apr:

14.99% to 25.99% variable

8. Credit Needed:

690 – 850 Good to Excellent

9. Balance Transfer Fee:

3% Minimum $5

10. Foreign Transaction Fee:

2.7%

11. Cash advance rate:

27.24% variable

12. Cash advance fee:

5% Minimum $10

13. Penalty APR:

29.99% variable

14. Late Payment Fee:

Up to $39

15. Other Benefits:

Payment Flexibility
Access to pre-sales tickets
Complimentary ShopRunner membership
Car rental insurance
Travel accident insurance
Extended warranty
Purchase protection
Return protection
Access to pre-sales tickets

16. Customer Experience:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 4.3/5
Apple Store mobile app rating: 4.9/5

17. Get Blue Cash Everyday Card:

If you drive a lot.
If you spend a lot at us supermarkets and departmental stores.
If you want to finance large purchases with 0% intro apr offer.

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