Top 10 Best Credit Cards for Transit Spending

1. Blue Cash Preferred® Card from American Express – Best for transit and us super market purchase.

Sign Up Bonus:

$250 statement credit if you spend $1,000 on purchases during the first 3 months from your account opening.

Reward Rate:

6% cash back at U.S. supermarkets (up to $6,000 in purchases per year, then 1%)
6% cash back on select U.S. streaming subscriptions
3% cash back at U.S. gas stations and on transit
1% cash back on general purchases

Annual Fee:

$95

Regular Apr:

14.99% – 25.99% Variable APR

Credit Needed:

690 – 850 Good to Excellent

Pros:

Intro apr
High reward rate at us super market
Intro bonus

Cons:

Annual fee:

$95

Blue Cash Preferred American Express Review With Pro And Cons

2. Wells Fargo Propel American Express card – High Value

Sign Up Bonus:

30,000 points if you spend $3,000 in first 3 months

Reward Rate:

Earn 3X points on eating out and ordering in.
Earn 3X points on travel including flights, hotels, homestays and car rentals.
Earn 3X points on gas stations, rideshares and transit.
Earn 3X points on popular streaming services.
Earn 1X points on other purchases.

Annual Fee:

$0

Regular Apr:

15.99% – 27.99% Variable APR

Intro Apr:

0% APR for 12 months on purchases and qualifying balance transfers
Credit Needed:
Good To Excellent

Pros:

Intro apr on purchase and balance transfer
Sign up bonus
No annual fee

Wells Fargo Propel American Express Card Review

3. Chase Sapphire Reserve:

Sign Up Bonus:

Earn 50,000 bonus points (Worth $750) after you spend $4,000 on purchases in the first 3 months from account opening.

Reward Rate:

3:1 travel and restaurants (excluding purchases covered by $300 travel credit)
1:1 general purchases

Annual Fee:

$450

Regular Apr:

18.99% – 25.99% Variable APR

Credit Needed:

720- 850 Excellent

Pros:

$300 annual travel credit
Welcome bonus
3x rewards
Point transfer partners

Chase Sapphire Reserve Card Review With Pro And Cons

4. Citi ThankYou Premier:

Sign Up Bonus:

60,000 points (Worth $725) after you spend $4,000 within the first three months of account opening.

Reward Rate:

3 Citi ThankYou points per dollar spent on travel including gas stations.
2 Citi ThankYou points per dollar spent at restaurants and on select entertainment.
1 Citi ThankYou point per dollar spent on all other purchases.

Annual Fee:

$95

Regular Apr:

18.24% – 26.24% Variable APR

Credit Needed:

720- 850 Excellent

Pros:

No foreign transaction fee
3x points on travel including gas
Big sign up bonus

Citi Premier Review With Pro And Cons

5. U.S. Bank Cash+™ Visa Signature® Card:

Sign Up Bonus:

$150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.

Reward Rate:

5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
2% cash back on your choice of one everyday category, like gas stations or grocery stores.
1% cash back on all other eligible net purchases.

Annual Fee:

$0

Regular Apr:

15.99% – 25.49% (Variable)

Credit Needed:

Excellent/good

Pros:

High reward rate
No annual fee
Intro apr on purchase and balance transfer

U.S. Bank Cash+™ Visa Signature Card Review With Pro And Cons

6. Chase Sapphire Preferred:

Sign Up Bonus:

60,000 points if you spend $4,000 in first 3 months

Reward Rate:

2:1 travel and restaurants
1:1 general purchases

Annual Fee:

$95

Regular Apr:

17.99% – 24.99% Variable APR

Credit Needed:

Good – Excellent

Pros:

Big sign up bonus
No foreign transaction fee
High reward rate on travel and dining

Chase Sapphire Preferred Card Review With Pro And Cons

7. BankAmericard Cash Rewards Credit Card:

Sign Up Bonus:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Reward Rate:

Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

Annual Fee:

$0

Regular Apr:

15.99% – 25.99% Variable APR

Credit Needed:

690 – 850 Good to Excellent

Pros:

Intro apr
No annual fee
3% cash back on your choice category

Bank Of America Cash Rewards Credit Card Review

8. Uber Visa Card:

Sign Up Bonus:

$100 after spending $500 in the first 90 days.

Reward Rate:

4 points per dollar on restaurants, takeout and bars, including UberEATS
3 points per dollar on airfare, hotels and vacation home rentals
2 points per dollar on online purchases, including Uber, online shopping, video and music streaming
1 point per dollar on other purchases
$50 credit for online subscription services each year you spend $5,000

Annual Fee:

$0

Regular Apr:

17.74%, 23.74% or 28.49% variable

Credit Needed:

690- 850 Good to Excellent

Pros:

No annual fee
No foreign transaction fee
High rewards on dining and travel

9. Capital One® Venture® Rewards Credit Card:

Sign Up Bonus:

50,000 miles when you spend $3,000 within 3 months of approval.

Reward Rate:

Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020

Annual Fee:

$95 Waived for first year

Regular Apr:

17.99% – 25.24% Variable APR

Credit Needed:

Good to Excellent

Pros:

High reward rate
Large sign up bonus
Flexible redemption

Capital One Venture Rewards Credit Card Review With Pro And Cons

Leave a Reply

Your email address will not be published. Required fields are marked *