13 Difference Between Capital One Quicksilver And Wells Fargo Cash Wise Visa Card

1. Wells fargo cash wise offers better rewards. Quicksilver is good choice if you want cash back credit card with no annual fee and no foreign transaction fee and no minimum redemption requirement.

Pros:

Capital One Quicksilver

Wells Fargo Cash Wise Visa Card

No Foreign Transaction Fee

1.8% on mobile wallet transactions during the first 12 months

No Minimum Redemption

$150 Sign Up Bonus

$150 Sign up Bonus

0% intro apr for purchase and balance transfer for 15 months

0% intro apr for purchase for 15 months

$0 Annual Fee

$0 Annual Fee

Unlimited 1.5% cash rewards on purchase

1.5 % cash rewards on every purchase

 

Easier to get approved for quicksilver than wells fargo cash wise

 

Cons:

Capital One Quicksilver

Wells Fargo Cash Wise Visa Card

No Bonus Category

No bonus category

No shopping portal

Foreign Transaction fee

 

Redemptions are redeemable in $25 increments only.

2. Reward Rate:

Capital One Quicksilver:

Earn 1.5% cash back on every purchase

Wells Fargo Cash Wise Visa Card:

1.8% on mobile wallet transactions during the first 12 months
Unlimited 1.5% back on purchases

3. Sign Up Bonus:

Capital One Quicksilver:

Earn a $150 cash rewards bonus after spending $500 in the first 3 months

Wells Fargo Cash Wise Visa Card:

$150 cash rewards bonus when you spend $500 in purchases in the first 3 months

4. Intro Apr On Purchase:

Capital One Quicksilver:

0% introductory APR for 15 months

Wells Fargo Cash Wise Visa Card:

0.00% introductory APR for 15 months.

5. Intro Apr On Balance Transfer:

Capital One Quicksilver:

0.00% introductory APR for 15 months.

Wells Fargo Cash Wise Visa Card:

0.00% introductory APR for 15 months.

6. Annual Fee:

Capital One Quicksilver:

$0

Wells Fargo Cash Wise Visa Card:

$0

7. Foreign Transaction Fee:

Capital One Quicksilver:

$0

Wells Fargo Cash Wise Visa Card:

3%

8. Credit Needed:

Capital One Quicksilver:

690 – 850 Good to Excellent

Wells Fargo Cash Wise Visa Card:

Good/Excellent 690 – 850

9. Other Benefits:

Capital One Quicksilver:

24-hour travel assistance
Auto rental collision damage waiver
Travel accident insurance
Extended warranty
Premier access
CreditWise

Wells Fargo Cash Wise Visa Card:

Extended warranty
Purchase protection
Baggage delay insurance
Lost baggage insurance
Visa Signature concierge
Up to $600 cell phone protection

10. Balance Transfer Fee:

Capital One Quicksilver:

3%

Wells Fargo Cash Wise Visa Card:

3%

11. Regular Apr:

Capital One Quicksilver:

16.24% to 26.24% (Variable)

Wells Fargo Cash Wise Visa Card:

15.99% to 27.99% (Variable)

12. Cash Advance Apr:

Capital One Quicksilver:

26.24%.

Wells Fargo Cash Wise Visa Card:

25.99% to 27.99%

13. Cash Advance Fee:

Capital One Quicksilver:

3% Min $10

Wells Fargo Cash Wise Visa Card:

5% Min $10

Capital One Quicksilver Cash Rewards Credit Card Review With Pro And Cons

Wells Fargo Cash Wise Visa Card Review With Pro And Cons

Related Differences:

14 Difference Between Capital One Quicksilver And Quicksilver One

9 Difference Between Discover It Cash Back And Wells Fargo Cash Wise Visa Card

17 Difference Between Capital One Quicksilver And Discover It Balance Transfer

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