11 Difference Between Capital One Ventureone And Bank Of America Travel Rewards Credit Card

1. Bank of america travel rewards card offers better reward rate and sign up bonus. Both cards offer no annual fee and no foreign transaction fee and 0% intro apr on purchase for 12 months. Bank of america travel rewards card has visa signature benefits.

2. Pros:

Capital One Ventureone

Bank Of America Travel Reward Credit Card

No Annual Fee

No annual fee

No foreign transaction fee

No foreign transaction fee

0% intro apr on purchase

Flexible rewards

No balance transfer fee

Visa signature benefits

Redemption flexibility

Generous flat reward rate

Transfer your miles to over 12 leading travel loyalty programs

Bank of America Preferred Rewards program

20000 miles sign up bonus worth $200

0% intro apr for purchase

3. Cons:

Capital One Ventureone

Bank Of America Travel Reward Credit Card

Not for big spender

Not for big spender 

Low reward rate

 

Low redemption value for cash 

Low redemption value for cash

4. Reward Rate:

Capital One Ventureone:

Earn 1.25X miles on every purchase, every day. Each mile worth 1 cent.
Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture

Bank Of America Travel Reward Credit Card:

1.5 points per dollar on every purchase. Each point worth 1 cent.
3 points per dollar spent on eligible travel booked through the Bank of America® Travel Center.

5. Sign Up Bonus:

Capital One Ventureone:

Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, Worth $200 in travel

Bank Of America Travel Reward Credit Card:

25,000 online points after spending $1,000 in first 90 days

6. Annual Fee:

Capital One Ventureone:

$0

Bank Of America Travel Reward Credit Card:

$0

7. Regular Apr:

Capital One Ventureone:

14.24% – 24.24% Variable APR

Bank Of America Travel Reward Credit Card:

16.99% – 24.99% Variable APR

8. Intro Apr:

Capital One Ventureone:

0% on Purchases for 12 months

Bank Of America Travel Reward Credit Card:

0% on Purchases for 12 billing cycles

9. Foreign Transaction Fee:

Capital One Ventureone:

None

Bank Of America Travel Reward Credit Card:

None

10. Other Benefits:

Capital One Ventureone:

Travel accident insurance
Car rental insurance
Extended warranty
Virtual card numbers

Bank Of America Travel Reward Credit Card:

Car rental insurance
Add PIN for international travel
Visa signature benefits
Car rental insurance
Lost luggage insurance
Purchase security

11. Bank of america travel rewards credit card offers better rewards.

Capital One VentureOne Rewards Credit Card Review With Pro And Cons

Bank Of America Travel Rewards Credit Card Review With Pro And Cons

 

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