13 Difference Between Chase Slate And Wells Fargo Platinum Visa Credit Card

1. Chase slate is a better option if you want 0% intro apr on balance transfer with no balance transfer fee.
Wells fargo platinum is a better option for financing large purchases and longer intro balance transfer period.

2. Pros:

Chase Slate

Wells fargo platinum

0% intro apr on purchase and balance transfer for 15 months

0% APR for 18 months on purchases and qualifying balance transfers

No balance transfer fee

No annual fee

No annual fee

Cell phone insurance

Free fico score

Budget and money management app

 

Free credit score

3. Cons:

Chase Slate

Wells fargo platinum

Other card offers longer 0% intro apr period.

Balance transfer fee

No rewards

No rewards

Need good credit to qualify

No sign up bonus

After the first 60 days your account is open, there’s a 5% or $5 minimum balance transfer fee

High regular apr

No sign-up bonus

 

The balance transfer offer is capped at your available credit limit or $15,000, whichever is lower

 

High regular apr

 

4. Intro Apr On Balance Transfer:

Chase Slate:

0% on balance transfers for 15 months

Wells Fargo Platinum:

0% Intro APR for 18 months on balance transfers

5. Intro Apr On Purchase:

Chase Slate:

0% APR for purchases for the first 15 months of account opening.

Wells Fargo Platinum:

0% Intro APR for 18 months on purchases

6. Balance Transfer Fee:

Chase Slate:

$0 (on transfers made within 60 days of account opening)
After the 60 days, there’s a fee of 5% or $5 minimum.

Wells Fargo Platinum:

Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.

7. Regular Apr:

Chase Slate:

16.74% – 25.49% Variable

Wells Fargo Platinum:

13.74% – 27.24% Variable APR

8. Sign Up Bonus:

Chase Slate:

N/A

Wells Fargo Platinum:

N/A

9. Reward Rate:

Chase Slate:

N/A

Wells Fargo Platinum:

N/A

10. Annual Fee:

Chase Slate:

$0

Wells Fargo Platinum:

$0

11. Credit Needed:

Chase Slate:

Good

Wells Fargo Platinum:

Good to Excellent

12. Other Benefits:

Chase Slate:

No penalty apr
No over limit fee
Free fico score

Wells Fargo Platinum:

Get up to $600 protection on your cell phone
Easy access to your FICO® Credit Score
Budget and money management tool

13. If you do not want to pay intro balance transfer fee go for chase slate.
If you want longer intro apr period on balance transfer go for wells fargo platinum visa card.
If you want cell phone insurance go for wells fargo platinum visa card.
If you want to finance large purchases, wells fargo platinum is better.

Wells Fargo Platinum Visa Card Review With Pro And Cons

Chase Slate Review With Pro And Cons

Related Differences:

Difference Between Discover It Balance Transfer And Wells Fargo Platinum

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