Uber Visa Card Review With Pro & Cons – 18 Points

1. If you frequently dine out and travel, Uber visa card is for you. This card is not best for using uber. Consider something else, if you love to cook at home.
2.

Pros:

Cons:

No annual fee

Small sign up bonus

No foreign transaction fee

You must apply through the Uber app

High reward rate on dining,travel and online purchase

No elite status in Uber Rewards

Annual credit for digital subscription service

High regular apr

Easy to attain $100 bonus after you spend $500 in purchases in your first three months

Online limitations to those 2% cash-back rewards.

Apply directly in the Uber app

No 0% intro APR period

Cardholders who use the card to pay their phone bill each month also get up to $600 for mobile phone supplemental insurance.

Few ways to redeem rewards

 

Only redeem up to $500 worth of points per day for Uber Credits and bank deposits.

3. Reward Rate:

4 points per dollar on restaurants, takeout and bars, including UberEATS
3 points per dollar on airfare, hotels and vacation home rentals
2 points per dollar on online purchases, including Uber, online shopping, video and music streaming
1 point per dollar on other purchases
$50 credit for online subscription services each year you spend $5,000

4. Sign up Bonus:

$100 after spending $500 in the first 90 days.

5. Annual Fee:

$0

6. Regular Apr:

17.74%, 23.74% or 28.49% variable

7. Intro Apr:

N/A

8. Credit Needed:

690 – 850 Good to Excellent

9. Other Benefits:

Up to a $50 statement credit for online subscription services after you spend $5,000 on your card per year
Exclusive access to exclusive events – Receive invites to exclusive events and offers in select U.S. cities
No foreign transaction fees
$600 mobile phone insurance

10. Customer Experience:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 4.1/5
Apple Store mobile app rating: 2.⅗

11. Balance transfer fee:

Either $10 or 3% of the amount of each transfer, whichever is greater.

12. Foreign Transaction Fee:

$0

13. Redeeming Rewards:

You can redeem rewards for gift cards, a statement credit, deposit into your checking or savings account or Uber credits – which you can apply to rides or UberEATS purchases.

14. APR for Cash Advance:

28.99%

15. Cash Advance Fee:

3% min $10

16. Late Penalty:

up to $39

17. Why You Should Consider Other Card:

If you want 0% intro apr period.
If you find $100 sign up bonus very small.
If you want higher rewards on uber rides.
If you want additional travel protection.
If you do not want to download uber app.
If you dont like uber as company.

18. Why You should Get Uber Card:

If you want best reward rate on dining with $0 annual fee.
If you spend more on travel and online purchase.
If you spend $5000 a year and $50 on online subscription services and can use $50 credit.
If you are frequent uber rider and use uber credits.

Related Credit Card Reviews For Transit Spending:

Blue Cash Preferred American Express Review With Pro And Cons

Wells Fargo Propel American Express Card Review

Chase Sapphire Reserve Card Review With Pro And Cons

Citi Premier Review With Pro And Cons

U.S. Bank Cash+™ Visa Signature Card Review With Pro And Cons

Chase Sapphire Preferred Card Review With Pro And Cons

Bank Of America Cash Rewards Credit Card Review

Capital One Venture Rewards Credit Card Review With Pro And Cons

Leave a Reply

Your email address will not be published. Required fields are marked *