12 Difference between capital one savor and blue cash preferred

1. Get capital one savor if you are interested in rewards on dining, entertainment and grocery.
Get blue cash preferred card if you spend more at us supermarket, us streaming services, us gas station and transit.
If you are interested in 0% intro apr, go for blue cash preferred.
If you are going to use card internationally, go for capital one savor.

2. Pros:

Capital One Savor

Blue Cash Preferred

$300 Sign up bonus

High reward rate at us super market

4% cash back on dining and entertainment.

0% intro apr on purchase and balance transfer

No foreign transaction fee

$250 sign up bonus

 

3% cash back at U.S. gas stations

 

6% cash back on select U.S. streaming subscriptions

3. Cons:

Capital One Savor

Blue Cash Preferred

High annual fee

High annual fee

No intro apr

Not a Visa/MasterCard

 

2.7% foreign transaction fee

4. Reward Rate:

Capital One Savor:

Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020

Blue Cash Preferred:

6% cash back at U.S. supermarkets (up to $6,000 in purchases per year, then 1%)
6% cash back on select U.S. streaming subscriptions
3% cash back at U.S. gas stations and on transit
1% cash back on general purchases

5. Sign Up Bonus:

Capital One Savor:

$300 if you spend $3,000 in first 3 months

Blue Cash Preferred:

$250 after spending $1,000 in first 3 months

6. Intro Apr:

Capital One Savor:

N/A

Blue Cash Preferred:

0% intro APR on Purchases and Balance Transfers for 12 months

7. Annual Fee:

Capital One Savor:

$0 for the first year, then $95

Blue Cash Preferred:

$95

8. Credit Needed:

Capital One Savor:

700- 850 Good to Excellent

Blue Cash Preferred:

700- 850 Good to Excellent

9. Foreign Transaction Fee:

Capital One Savor:

None

Blue Cash Preferred:

2.7%

10. Other Benefits:

Capital One Savor:

No foreign transaction fees
$0 fraud liability
Extended warranty
Price protection
Car rental insurance
Roadside assistance
Premium experiences in dining and entertainment
Statement credits for Postmates Unlimited membership (through December 2019)

Blue Cash Preferred:

Pay It Plan It
Free ShopRunner membership
Extended warranty
Purchase protection
Return protection
Car rental insurance

11. Regular Apr:

Capital One Savor:

16.24% – 25.24% Variable APR

Blue Cash Preferred:

14.74% – 25.74% Variable APR

12. Customer Experience:

Capital One Savor:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 4.7/5
Apple Store mobile app rating: 4.6/5

Blue Cash Preferred:

24/7 customer service?: Yes
Online chat available?: Yes
Google Play Store mobile app rating: 4.3/5
Apple Store mobile app rating: 4.9/5

Capital One Savor Review With Pro And Cons

Blue Cash Preferred American Express Review With Pro And Cons

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9 Difference Between Blue Cash Preferred And Wells Fargo Propel American Express

Difference Between Capital One Savor And Savor One

Difference Between Blue Cash Preferred And Blue Cash Everyday

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