The Apple Credit Card Review With Pro And Cons – 11 Points

apple credit card review

1. Apple credit card is not worth right now since apple pay is not available everywhere and you will get only 1% reward rate using card without apple pay. But if you are apple loyalist and want to test some unique features, security and user experience, you can try.




No annual fee 

Less reward rate on non apple and non apple pay purchase

No Foreign Transaction Fee

No sign up bonus

Great reward rate on apple and apple pay

Need apple hardware and apple pay

Unique card


Data privacy


Finance management tool


Low end apr


3. Reward Rate:

Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store,, the App Store, or iTunes
Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits.
Apple Card gives you 1% of all other purchases back in the form of Daily Cash

4. Sign Up Bonus:


5. Annual Fee:


6. Credit Needed:

580- 850 Fair to Excellent

7. Regular Apr:

12.74% – 23.74% variable

8. Foreign Transaction Fee:


9. Other Benefits:

Credit card debt tool that shows how the amount you pay each month affects the amount of interest you owe.
Finance management tool
Number less credit card
No late fee
Fast daily cash reward payout
Reminder alert to pay bills
No cash advance fee

10. Get This card:

If you are a loyal fan of apple brand.
If you put a high priority on convenience and security.
If you spend lot of on apple products and services.
If you like lack of fee credit card.

11. Do not Get this card:

If you are looking for every day card.
If you use android phone.
If you do not want more debt.
The problem is with this card is apple pay is not available everywhere and you will get just 1% reward rate.

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