Difference Between American Express Gold And Chase Sapphire Preferred

1. Considering sign up bonus ($750 vs $350), reward rate, redemption value and annual fee ($95 Vs $250) and redemption flexibility, chase sapphire preferred is better choice.

You can go for amex gold card if you can fully utilize $220 credit and spend more on dining and us supermarket.

amex gold vs Chase Sapphire Preferred Conclusion

2. Pros:

American Express Gold

Chase Sapphire Preferred

$100 airline incidental fee credit.

Bigger Sign Up Bonus

$120 dining credit (split into $10 monthly credits).

Lower annual fee

High reward rate on restaurant, us super market and flight directly booked with airline or amextravel.com

25% bonus when you redeem points for travel through Chase’s Ultimate Rewards portal

3. Cons:

American Express Gold

Chase Sapphire Preferred

Annual fee is expensive for what you get

Spending threshold for the sign-up bonus is high

Lower sign up bonus

High reward rate only for travel and dining

Value of points towards travel booked is less

 

4.

 

American Express Gold

Chase Sapphire Preferred

Reward Rate

Earn four points for every $1 spent on qualifying purchases at restaurants worldwide

Earn four points for every $1 spent on qualifying purchases at U.S. supermarkets (on up to $25,000 per year, then one point per $1 after)

Earn three points for every $1 spent on flights booked directly with airlines or on amextravel.com

Earn one point for every $1 spent on everything else

2 points per $1 on travel and dining.

1 point per $1 on everything else

Annual Fee

$250

$95

Sign Up Bonus

Earn 35,000 Membership Rewards® points (worth $350) after you spend $4,000 on eligible purchases with your new Card within the first 3 months.

Earn 60,000 bonus points (worth $750) after you spend $4,000 on purchases in the first 3 months from account opening.

Other Benefits

$100 airline incidental fee credit.

$120 dining credit (split into $10 monthly credits).

Car rental insurance

Value of points

0.7 to 1 cent

1.25 cent

Best For

Someone who want travel perks

Someone who want large sign up bonus

 

Someone who want more reward rate on dining and us super market

Someone who travel frequently

   

Someone who want flexibility with travel purchase

5. Get Amex gold card:
If you can fully utilize $100 airline incidental fee credit and $120 dining credit (split into $10 monthly credits).
If you spend lot on dining and supermarket.

6. Get Chase Sapphire Preferred Card:
If you want bigger sign up bonus.
If you want lower annual fee.
If you want to transfer points to domestic airline.

Click Here to Read Full Review Of American Express Gold Card.

Chase Sapphire Preferred Card Review With Pro And Cons

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