Capital One Walmart Rewards Mastercard Review With Pro And Cons – 15 Points

capital one walmart mastercard,credit card,

1. Get this card if you are comfortable to shop at walmart.com. You will get 5% reward rate on it. You will also get 2% reward rate on travel and restaurant. This card is good choice for frequent walmart shopper with no annual fee.

2. Pro And Cons:

Pros

Cons

Very high reward rate on walmart.com purchases

No intro apr

No annual fee

High regular apr

No foreign transaction fee

Good or Excellent credit needed

Good reward rate on restaurant and travel

There are many options if you are not walmart fan.

No spending cap on reward categories

 

Rewards can be redeemed during checkout at Walmart.com, or for travel, statement credits, or gift cards

 

High reward rate in walmart store for first 12 month

 

Flexible Redemption Option

 

2. Reward Rate:

5% cash back on Walmart.com purchases, including grocery pickup and delivery orders
2% cash back on in-store Walmart purchases after the introductory period
2% cash back on restaurant and travel purchases
2% cash back on the purchase of gift cards at Walmart (online, app, Walmart Pay or in stores)
1% cash back on all other purchases

3. Sign Up Bonus:

5% back in Walmart stores for the first 12 months with Walmart Pay, after approval.

4. Annual Fee:

$0

5. Regular Apr:

17.99% – 26.99% Variable APR

6. Intro Apr:

N/A

7. Credit Needed:

Good – Excellent

8. Foreign Transaction Fee:

None

9. Late Fee:

Up to $39

10. Cash Advance Fee:

3% Min $10

11. Balance Transfer Fee:

3% for promotional APR offers; None otherwise
12. Cash Advance Apr:
26.99% Variable

13. Other Benefits:

Capital One Purchase Eraser
ShopRunner membership
Instant issuance via Walmart App
Real-time purchase notifications
Security alerts
$0 fraud liability
Ability to lock or unlock card via Capital One mobile app

14. Do not Get this Card:

If you want intro apr.
If you want free shipping perk.
In store shopping reward rate is only 2%.

15. If you are walmart fan, this is a good card. You will also get very competitive reward rate on restaurant and travel.

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