12 Difference Between Ink Business Unlimited And Ink Business Cash

Ink business unlimited,ink business cash,

1. Both cards come with a 0% intro apr on purchase, no annual fee and $500 sign up bonus. Both cards has foreign transaction fee. The real difference between both cards is bonus spending categories and cap on that categories.

Ink business unlimited offers more earning, If you spend more on advertising,shipping and travel.

Go with ink business cash if you spend a lot on office supplies, internet/cable/phone services, restaurants, and gas.

You can pair both cards with chase premium credit cards to maximise the value of reward points you earned.

You will not go wrong with either card.
If you want a simple flat rate card go with ink business unlimited.

2. Pros:

Ink business unlimited

Ink business cash

No annual fee

No annual fee

High flat reward rate

High rewards rates in certain categories

0% intro apr on purchase

0% intro apr on purchase

Employee card at no extra cost

Employee cards at no additional cost

$500 sign up bonus

$500 sign up bonus

Easy to understand rewards

 
   

3. Cons:

Ink business unlimited

Ink business cash

Mediocre Flat Reward rate

Low rewards rate outside bonus categories

No bonus categories

Spending cap on bonus categories

Foreign transaction fee

Foreign transaction fee

4. Reward Rate:

Ink business unlimited:

1.5% cash back on every purchase

Ink business cash:

5% cash back on internet, cable and phone services and at office supply stores ($25,000 in purchases per year)
2% cash back on gas and dining ($25,000 in purchases per year)
1% cash back on other purchases

5. Sign Up Bonus:

Ink business unlimited:

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Ink business cash:

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

6. Annual Fee:

Ink business unlimited:

$0

Ink business cash:

$0

7. Regular Apr:

Ink business unlimited:

14.99% – 20.99% Variable APR

Ink business cash:

14.99% – 20.99% Variable APR

8. Intro Apr:

Ink business unlimited:

0% on Purchases for 12 months

Ink business cash:

0% on Purchases for 12 months

9. Credit Needed:

Ink business unlimited:

Good to Excellent 690 – 850

Ink business cash:

Good to Excellent 690-850

10. Foreign Transaction Fee:

Ink business unlimited:

3%

Ink business cash:

3%

11. Other Benefits:

Ink business unlimited:

No fee for employee cards, mobile wallet app to track receipts, set individual limits per card

Ink business cash:

No fee for employee cards, mobile wallet app to track receipts, extended warranty protection, car rental insurance, set individual limits per card, purchase protection

12. Customer Experience:

Ink business unlimited:

24/7 customer service?: Yes
Online chat available?: No
Google Play Store mobile app rating: 4.6/5
Apple Store mobile app rating: 4.8/5

Ink business cash:

24/7 customer service?: Yes
Online chat available?: No
Google Play Store mobile app rating: 4.6/5
Apple Store mobile app rating: 4.8/5

13. Get ink business cash if your business spend significant in bonus categories( Internet, cable and phone services and at office supply stores and gas and dining)

If you want a simple flat rate card go with ink business unlimited. It offers 1.5% cash back with generous sign up bonus and 0% intro apr for purchase.

Chase Ink Business Unlimited Review With Pro And Cons

Chase Ink Business Cash Credit Card Review With Pro And Cons

Differences:

Difference Between Chase Ink Business Unlimited And Amex Blue Business Cash Card

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