Capital One Venture Vs Savor
1. If you spend a significant amount on dining and entertainment and do not travel too much, capital one savor is a good choice.
If you are a frequent traveler and want to use the card for everything, capital one venture is a good choice.
You will get more sign up bonus on capital one venture card.
2. Pros:
Capital One Venture |
Capital One Savor |
High flat reward rate (2x miles on everything) |
High reward rate on dining and entertainment. |
Very large sign up bonus ($500) |
Large sign up bonus($300) |
No Foreign transaction fee |
No Foreign Transaction Fee |
Flexible reward redemption |
Cash back is more flexible than points or miles. |
3. Cons:
Capital One Venture |
Capital One Savor |
Has Annual Fee($95 First year waived off) |
Has Annual Fee($95 First year waived off) |
Redemption value for cash is very less. |
Cash back rate on general purchase is only 1% |
Need good/excellent credit |
Need good/excellent credit |
4. Reward Rate:
Capital One Venture:
Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Capital One Savor:
8% cash back on tickets through Vivid Seats (offer ends May 2020)
4% cash back on dining and entertainment
2% cash back at grocery stores
1% cash back on other purchases
5. Sign Up Bonus:
Capital One Venture:
50,000 miles when you spend $3,000 within 3 months of approval
Capital One Savor:
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
6. Regular Apr:
Capital One Venture:
17.49% – 24.74% Variable APR
Capital One Savor:
16.24% – 25.24% Variable APR
7. Intro Apr:
Capital One Venture:
N/A
Capital One Savor:
N/A
8. Annual Fee:
Capital One Venture:
$0 for the first year, then $95
Capital One Savor:
$0 for the first year, then $95
9. Credit Needed:
Capital One Venture:
Good to Excellent 690- 850
Capital One Savor:
Good to Excellent 690 – 850
10. Other Benefits:
Capital One Venture:
Up to $100 credit for Global Entry/TSA Precheck
Travel accident insurance
Extended warranty
Car rental insurance
Virtual card numbers for online shopping
Roadside assistance
Capital One Savor:
Cellphone insurance
Lyft credits
No foreign transaction fee
Extended warranty
Price protection
Car rental insurance
11. Foreign Transaction Fee:
Capital One Venture:
None
Capital One Savor:
None
12. If you want more rewards on dining and entertainment, go with capital one savor card.
If you want more sign up bonus, go with capital one venture credit card.
If you want more travel benefits and perks, go with capital one venture.
If you want to use the card for everything and want flexible redemption,go with capital one venture.
If you are a frequent traveler, go with capital one venture.
Click Here To Read Capital One Venture Card Review.
Capital One Savor Review With Pro And Cons
Related Difference:
Difference Between Capital One Venture And Chase Freedom Unlimited
15 Difference Between Capital One Savor And Savor One
Difference Between Capital One Venture And Citi Premier
Difference Between Capital One Venture And Chase Sapphire Preferred