Capital One Venture Vs Savor

Posted on: November 15, 2019November 25, 2019
Posted by: creditcardsuggest_7l2yi0
Posted in: capital one, credit card, difference
Read Time: 2 minutes

1. If you spend a significant amount on dining and entertainment and do not travel too much, capital one savor is a good choice.
If you are a frequent traveler and want to use the card for everything, capital one venture is a good choice.
You will get more sign up bonus on capital one venture card.

2. Pros:

Capital One Venture	Capital One Savor
High flat reward rate (2x miles on everything)	High reward rate on dining and entertainment.
Very large sign up bonus ($500)	Large sign up bonus($300)
No Foreign transaction fee	No Foreign Transaction Fee
Flexible reward redemption	Cash back is more flexible than points or miles.

3. Cons:

Capital One Venture	Capital One Savor
Has Annual Fee($95 First year waived off)	Has Annual Fee($95 First year waived off)
Redemption value for cash is very less.	Cash back rate on general purchase is only 1%
Need good/excellent credit	Need good/excellent credit

4. Reward Rate:

Capital One Venture:

Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture

Capital One Savor:

8% cash back on tickets through Vivid Seats (offer ends May 2020)
4% cash back on dining and entertainment
2% cash back at grocery stores
1% cash back on other purchases

5. Sign Up Bonus:

Capital One Venture:

50,000 miles when you spend $3,000 within 3 months of approval

Capital One Savor:

Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening

6. Regular Apr:

Capital One Venture:

17.49% – 24.74% Variable APR

Capital One Savor:

16.24% – 25.24% Variable APR

7. Intro Apr:

Capital One Venture:

N/A

Capital One Savor:

N/A

8. Annual Fee:

Capital One Venture:

$0 for the first year, then $95

Capital One Savor:

$0 for the first year, then $95

9. Credit Needed:

Capital One Venture:

Good to Excellent 690- 850

Capital One Savor:

Good to Excellent 690 – 850

10. Other Benefits:

Capital One Venture:

Up to $100 credit for Global Entry/TSA Precheck
Travel accident insurance
Extended warranty
Car rental insurance
Virtual card numbers for online shopping
Roadside assistance

Capital One Savor:

Cellphone insurance
Lyft credits
No foreign transaction fee
Extended warranty
Price protection
Car rental insurance

11. Foreign Transaction Fee:

Capital One Venture:

None

Capital One Savor:

None

12. If you want more rewards on dining and entertainment, go with capital one savor card.

If you want more sign up bonus, go with capital one venture credit card.

If you want more travel benefits and perks, go with capital one venture.

If you want to use the card for everything and want flexible redemption,go with capital one venture.

If you are a frequent traveler, go with capital one venture.