Difference Between Chase Sapphire Reserve And Us Bank Altitude Reserve

1. Chase is better when it comes to point transfer partner and unlimited time free airport lounge access. Us bank altitude reserve offers only 4 times free airport access annualy.
Us bank altitude reserve better choice if you use mobile wallet frequently.

2. Pros:

Chase Sapphire Reserve

Us Bank Altitude Reserve

Big sign up bonus

Big sign up bonus

Point transfer partner

Yearly travel credit

Annual travel credit

Great travel perks

Complimantry card

3x points on mobile wallet payments

High reward on dining and travel

 

Unlimited time free access to an airport lounge

 

3. Cons:

Chase Sapphire Reserve

Us Bank Altitude Reserve

Complicated rewards

No point transfer partner.

 

You must be us bank customer.

 

4 visits free to an airport lounge annualy

4.

 

Chase Sapphire Reserve

Us Bank Altitude Reserve

Reward Rate:

3 points per dollar spent on travel and dining.1 point per dollar spent on all other purchases.

Earn 3X points for every $1 on eligible net travel purchases and mobile wallet spending.

1:1 general purchases

Sign Up Bonus:

Earn 50,000 bonus points (worth $750) after you spend $4,000 on purchases in the first 3 months from account opening.

50,000 points worth $750 on travel. Spend $4,500 in the first 90 days of account opening.

Annual Fee:

$450



$400 a year; $75 a year for additional cards

Credit Needed:

720-850 Excellent

800-850 Excellent

Regular Apr:

18.49% – 25.49% Variable APR

17.24% variable

Annual Credit:

$300 annual travel credit

$100 fee credit for TSA PreCheck/Global Entry every 4 years

$325 annual statement credits for eligible travel purchases.

Up to $100 fee credit for TSA PreCheck/Global Entry every 4 years

Other Benefits:

Complimentary Priority Pass Select airport lounge membership.

Hotel and airline transfer partners.

Primary car rental insurance

Priority Pass membership

12 GoGo Internet passes each year

Foreign Transaction Fee:

None

None

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