Difference Between Chase Sapphire Preferred And Citi Premier

1. Main difference between chase sapphire preferred and citi premier is citi premier offers 3 points per dollar and chase sapphire preferred offers only 2 points per dollar spent on travel.

Purchase protection cover is higher in citi premier.

Chase sapphire preferred offers more flexibility when it comes to redeeming points.

Chase sapphire preferred is good choice if you want to combine points from other chase cards.

Citi premier is good card for families who prefer simplicity.

If you want more number of points citi premier is better.

If you want more redemption option chase sapphire preferred is better.

2. Pros:

Chase Sapphire Preferred

Citi Premier

Higher sign up bonus value

3x reward rate on travel including gas

25% bonus on travel rewards

High reward rate on entertainment than chase sapphire preferred

1:1 point transfer to flyer partners

No expiration dates

No expiration dates

No limits of points you can earn. 

No point limits

 

3. Cons:

Chase Sapphire Preferred

Citi Premier

Non travel redemption value is 1 cent per point or less.

25% boost on points redemption only apply to airfare book through cit. 

Citi premier offers high reward rate on travel including gas.

 

4.

 

Chase Sapphire Preferred

Citi Premier

Reward Rate:

2x points on dining and travel

1x points on all other purchases

3x points on travel and gas

2x points on dining and entertainment

1x points on all other purchases

Sign Up Bonus:

60,000 points if you spend $4,000 in first 3 months

60,000 points if you spend $4,000 in first 3 months

Annual Fee:

$95

$95

Regular Apr:

17.49% to 24.49% Variable

17.49% to 25.49%* (Variable)

Intro Apr:

N/A

N/A

Credit Needed:

Good/ Excellent

Excellent

Balance Transfer Fee:

5% Min $5

3% Min $5

Cash Advance Fee:

5% Min $10

5% Min $10

Cash Advance Apr:

26.49% (V)

26.74% (V)

Foreign Transaction Fee:

None

None

Max Late Fee:

Up to $39

$39

Network:

Visa

Mastercard

Other Benefits:

Trip Cancellation/Interruption Insurance

Auto Rental Collision Damage Waiver

Baggage Delay Insurance

Trip Delay Reimbursement

Purchase Protection

Extended Warranty Protection

Travel Insurance

Baggage Loss/Delay Insurance

Auto Rental Collision Damage Waiver

Citi Price Rewind

Purchase Protection

Extended Warranty Protection

Return Protection

Chase Sapphire Preferred Card Review With Pro And Cons

Citi Premier Review With Pro And Cons

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