Difference Between Ink Business Preferred And Capital One Spark Miles For Business

Go For Ink Business Preferred:

If your business spending is aligned with ink business preferred’s 3 point per dollar bonus category.
If you want 25% more value of your rewards and do not mind using a chase travel portal for travel booking.
If you want more sign up bonus.

Go for Capital One Spark Miles For Business:

If you spend more on hotel and travel and do not mind to book through capital one travel to earn 5x miles.
Your spending is varied and does not aligned with bonus categories of chase ink business preferred.
If you do not like any restriction on how you redeem your miles for travel.
If you want a card with a first year annual fee waived off.

 

Ink Business Preferred

Capital One Spark Miles For Business

Reward Rate:

Earn 3 points per dollar on the first $150,000 spent in combined purchases annually on phone, Internet and cable TV services; travel; shipping; and advertising on social media and search engines. 

Earn 1 point per dollar on all other purchases.

Get unlimited 2X miles on every purchase with your business credit card with no blackouts or seat restrictions and no minimum to redeem.

Earn 5X miles on hotel and rental car bookings through Capital One Travel

Sign Up Bonus:

Earn 80,000 bonus points (Worth $1000) after you spend $5,000 on purchases in the first 3 months from account opening.

Earn 50,000 miles (worth $500) when you spend $4,500 in the first 3 months from account opening

Annual Fee:

$95

$0 intro for the first year, $95 after that

Credit Needed:

690- 850 Good to Excellent

690 – 850 Good to Excellent

Regular Apr:

17.49% – 22.49% Variable APR

18.49% (variable)



Other Benefits:

Employee cards at no additional cost.

No foreign transaction fees

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards

Your points don’t expire

Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of our 10+ travel partners.

Receive up to $100 credit for Global Entry or TSA Pre

No foreign transaction fees

Free Employee Card

lost luggage reimbursement

car rental insurance

Redemption Value:

Each point worth 1.25 cent

Each mile worth 1 cent

Chase Ink Business Preferred Review With Pro And Cons

Capital One Spark Miles For Business Review With Pro And Cons

Related Differences:

Bank Of America Business Advantage Cash Rewards Mastercard Vs Chase Business Preferred Card

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