Difference Between Discover It Miles And Wells Fargo Propel American Express:

If you like a flat rate card discover it miles is better.
If you want more rewards on dining , travel and gas then wells fargo propel american express is good choice.
If you are going to use card more than $13500 in first year, discover it miles offers more sign up bonus.
If you want to use card for large purchase with 0% intro apr, discover it miles is good choice.


Discover It Miles:

Wells Fargo Propel American Express:


No Annual Fee

No Foreign Transaction Fee

Redemption value for travel and cashback is equal

Sign Up bonus

0% intro apr

No annual fee

No foreign transaction fee

Intro apr on purchase and balance transfer

Sign up bonus

Many general usage bonus categories


No bonus categories

Not for big spenders

Less international acceptance

No premium perks

Need Good Credit

Less international acceptance

Need good credit

Less acceptance compare to visa and mastercard

Not premium travel benefits

Reward Rate:

1.5 miles per $1 on every purchase

3 points per dollar on dining, travel and transit, gas station purchases and select streaming services

1 point per dollar on other purchases

Annual Fee:



Regular Apr:

13.49% – 24.49% Variable APR

15.49-27.49% (variable)

Intro Apr:

0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months

0% intro APR for 12 months on purchases and qualifying balance transfers

Credit Needed:

690 – 850 (Good to Excellent)

690 – 850 (Good – Excellent)

Sign Up Bonus:

Discover will match ALL the Miles you’ve earned at the end of your first year, automatically.

20,000 points if you spend $1,000 in first 3 months

Other Benefits:

No minimum redemption amount

Unlimited first year double bonus.

No Blackout Dates.

Freeze your account in seconds with an on/off switch

Free fico score

Get an alert if we find your Social Security number on any of thousands of Dark Web sites.  Activate for free.

Cell phone protection of up to $600

auto rental collision damage waiver, lost luggage reimbursement,extended warranty, trip cancellation and interruption protection,roadside assistance, lost or damaged cellphone reimbursement

Wells Fargo Propel American Express Card Review

Discover It Miles Credit Card Review

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