Difference Between Chase Sapphire Preferred And Citi double cash

If you want large sign up bonus and good reward rate on travel and dining with $95 annual fee go for chase sapphire preferred.
If you want 2% cash back on everything with no annual fee and no sign up bonus and 0% intro apr on balance transfer, go with citi double cash.

Citi double cash offers 2% cash back on all purchases with no annual fee.
Chase sapphire preferred offer 2x points on travel and dining and 1 point per dollar on all other purchases with $95 annual fee.
Chase sapphire preferred offer $750 sign up bonus.
Citi double cash does not offer any sign up bonus.
Chase sapphire preferred does not offer intro apr.
Citi double cash offers 0% intro apr for 18 months for balance transfer.

 

Chase Sapphire Preferred

Citi double cash

Pros:

Great card for travel and dining.

Large sign up bonus.

No foreign transaction fee

Many point transfer partners.

Earn 5X points on Lyft rides through March 2022.

25% more value of your points when you redeem through chase ultimate rewards.

No annual fee

0% intro apr on balance transfer.

2% cash back on everything.

Simple flat rate card.

Cons:

$95 annual fee.

No intro apr



3% Foreign transaction fee

No sign up bonus

No intro purchase apr.

3% balance transfer fee

Reward Rate:

2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Annual Fee:

$95

$0

Sign Up Bonus:

Earn 60,000 bonus points (Worth $750) after you spend $4,000 on purchases in the first 3 months from account opening.

None

Credit Needed:

690- 850 Good to Excellent

690-850 Good to Excellent

Intro Apr:

N/A

0% on Balance Transfers for 18 months

Regular Apr:

17.49% – 24.49% Variable APR

14.99% – 24.99% Variable APR

Foreign Transaction Fee:

$0

3%

Other Benefits:

Hotel and airline transfer partners.


Primary rental car coverage.

 

Chase Sapphire Preferred Card Review With Pro And Cons

Citi Double Cash Card Review With Pro And Cons

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